Short Term Health Insurance — Affordable Coverage When You Need It Most
Between jobs? Waiting for open enrollment? Need coverage fast? Life Quotes Web helps you find short-term health insurance that fits your budget and your timeline.
What Is Short-Term Health Insurance?
Short-term health insurance (also called temporary health insurance) provides medical coverage for a limited period — typically 30 to 364 days. It’s designed for people in transition who need immediate, affordable coverage.
Who Benefits from Short-Term Health Insurance?
- Between jobs — coverage until your new employer’s plan kicks in
- Missed open enrollment — protection outside the ACA enrollment window
- Recent graduates — no longer covered under a parent’s plan
- Early retirees — bridge coverage until Medicare eligibility
- Waiting for ACA coverage — protection during the application waiting period
What Short-Term Health Insurance Covers
While coverage varies by plan, most short-term policies include:
- Emergency room and urgent care visits
- Hospitalization and surgery
- Doctor office visits
- Diagnostic lab work and X-rays
- Prescription drug coverage (some plans)
Short-Term vs. ACA Health Insurance
Short-term plans are typically less expensive than ACA plans but offer more limited coverage. They don’t cover pre-existing conditions and aren’t guaranteed issue. However, they can be approved in as little as 24 hours and provide crucial protection during coverage gaps.
Get Covered Fast — Free Quote
Don’t go without health insurance, even temporarily. Get a free short-term health insurance quote and find affordable coverage that starts as soon as tomorrow.