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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

Whole Life Dividends Are Rising Again: 2026 10-Year Analysis

Company-by-Company Carrier Discussion Guardian Life 6.05% → 6.25%  ·  Net +20 bps  ·  Up Guardian is the most noteworthy turnaround story in this analysis. In our 2020 report, Guardian had the highest standard deviation in the group (0.499) and the worst average annual decline (-0.021). We expressed real concern about the direction. Six years later, […]
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Self-Driving Cars Are Coming: How Will Insurance Keep Up?

Self-Driving Cars: The Insurance Impact

Self-driving cars aren’t just science fiction anymore – they’re on test roads across North America and steadily moving toward widespread adoption. Tech giants and automakers alike are investing billions into autonomous vehicle development, promising safer roads, fewer accidents, and a more convenient driving experience. But with this new technology comes one pressing question: how will insurance […]
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Life Insurance for Millennials: Why It’s Not Just for Parents

Life Insurance for Millennials Explained

When you think of life insurance, you might picture parents with young kids or middle-aged homeowners protecting their families. But for millennials – many of whom are navigating career growth, paying off student loans, buying homes, or even starting small businesses – life insurance is just as relevant. The idea that you only need coverage […]
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The Hidden Risks of Adventure Travel

The Hidden Risks of Adventure Travel

There’s something irresistible about planning your next big adventure, whether it’s trekking through mountain trails, exploring remote islands, or signing up for a thrill-seeking experience abroad. For many travel enthusiasts, the focus is on destinations, gear, and experiences. But amid the excitement, one thing often gets pushed aside: making sure you’re properly insured. Why Adventure Travel […]
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motorcycle training in Ontario

What to Expect When Getting Your M License in Ontario

What to Expect When Getting Your M Licence in Ontario Getting your motorcycle license in Ontario is a major commitment and responsibility. If you want to hit the road on two wheels, it is important to understand what to expect from your first written test to becoming an unrestricted rider.  At Duliban Insurance, we believe informed riders […]
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Backyard Labour Day Party Ideas That Everyone Will Love

Backyard Labour Day Party Ideas to Love

Labour Day weekend is the unofficial send-off to summer, and what better way to celebrate than with a backyard party? Whether you’re hosting close friends, family, or even neighbours, the key is to keep things simple, fun, and relaxed. With the right mix of food, decor, games, and atmosphere, your guests will be talking about […]
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tractor insurance new brunkswick

Personal Tractor Insurance in New Brunswick

If you own a tractor for personal use in New Brunswick, protecting that investment is just as important as insuring your home or vehicle. Whether you’re maintaining your property or clearing snow, unexpected damage or theft can lead to high out-of-pocket costs if you don’t have the right coverage in place.What is Tractor Protect?Tractor Protect […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

What 3 Independent Studies Found

The Mechanism Why Whole Life Can Outperform Bonds If the research findings sound too good to be true, the mechanism behind them is actually straightforward. Major mutual life insurance companies — Northwestern Mutual, MassMutual, New York Life — invest 75–100% of their general account in long-term, investment-grade bonds. They own the same bonds that are […]
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stolen cars in Ontario

What to Do If Your Car Is Stolen in Ontario

Waking up in the morning to find that your car was stolen is stressful and overwhelming. Though difficult, it is important to stay calm and act quickly to increase the likelihood that the police recover your vehicle and to ensure your insurance claim proceeds smoothly and promptly. According to the 2025 Auto Theft Trend Report from […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

Flexible Paid-up Additions Rider

Whole Life Insurance April 10, 2026  ·  Brandon Roberts If you’ve spent any time researching whole life insurance as an accumulation tool, you’ve almost certainly heard that a paid-up additions rider is the key to making the policy perform. And that’s true — as far as it goes. The problem is that “I have a […]
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