Insurance Questions People Ask Us Every January

January 21, 2026
Agent7

January has a way of slowing things down just enough for people to start asking questions they have been putting off. After the holidays, routines reset, budgets come back into focus, and many people finally have the headspace to look at things like insurance. Every year, the questions sound familiar. They are not usually about buying […]

Does Uber Insurance Really Protect You? What Drivers Should Know in 2026

January 20, 2026
Agent7

Ridesharing continues to grow in popularity, with more drivers turning to platforms like Uber for flexible income. In 2026, this trend is not slowing down. In fact, changes in how people work, the rise of the gig economy, and evolving expectations around vehicle usage have made rideshare driving even more common across Ontario and throughout […]

The Top 5 Technology Changes That Are Affecting Insurance Costs

January 19, 2026
Agent7

Technology is changing nearly every aspect of daily life, and insurance is no exception. While innovation often brings convenience and improved safety, it can also introduce new costs and risks that insurers must account for when pricing coverage. Here are the five most significant technology changes influencing insurance costs today, and why they matter for policyholders. 1. […]

Close-up of several cars, parked side-by-side in a large lot, illustrating high-density parking relevant to theft surcharge insurance.

What It Means for Your Coverage

January 18, 2026
Agent7

Understanding these surcharge differences is crucial because the insurer you choose can dramatically affect what you pay, sometimes by hundreds or even thousands of dollars per year. Two drivers with the same vehicle and driving history can face very different premiums depending on how their insurer classifies theft risk and what options they offer for […]

Is It Time to Shop Your Insurance This Year?

January 17, 2026
Agent7

Many people stay with the same insurance provider year after year without giving it much thought. Insurance can feel like something you set up once and forget about, until renewal time rolls around or a rate change appears. But the start of a new year is often a natural moment to pause and ask an […]

Understanding Your Property Schedule | INSURICA

January 16, 2026
Agent7

Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs. For schools and districts, where campuses evolve constantly and replacement costs continue […]

Snowmelt Prevention Tips – INSURICA

January 15, 2026
Agent7

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt—can lead to significant property damage. Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations. Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window […]

Eliminate Radon Dangers – INSURICA

January 14, 2026
Agent7

Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since the air pressure in a typical home is lower than the pressure in the soil around the foundation, the home acts like a vacuum and draws radon in through cracks in the foundation. Radon exposure can […]

Supporting Employee Mental Health During Challenging or Traumatic Times

January 13, 2026
Agent7

During challenging times or traumatic events, organizations can do a lot to support employees. NAMI encourages people to bring their whole selves to work, which includes their mental health. As employers, it’s important to acknowledge what’s happening outside of the workplace, its potential impact on employee wellness, and support employees so that they can continue […]

AI Powered Benefits Solutions: Navigating Rising Costs in 2026

January 12, 2026
Agent7

Health benefit costs are projected to rise nearly 9% in 2026, putting significant pressure on employers to balance affordability with employee satisfaction. Against this backdrop, artificial intelligence (AI) is emerging as a transformative tool in the benefits space. By personalizing offerings and automating administration, AI promises to reduce costs while enhancing the employee experience. Personalization […]