9 Yard Clean-Up Hacks for a Wet Ontario Fall

February 3, 2026
Agent7

Fall cleanup is a chore in any year, but a wet October makes it even trickier. Saturated lawns, clogged gutters, heavy leaves and lingering moisture can snowball into bigger problems once temperatures drop. The good news? A few smart hacks can turn fall yard prep from an uphill battle into a manageable weekend project, without […]

The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

February 2, 2026
Agent7

Halloween has a way of turning everyday homes into mini haunted houses, and sometimes, those decorations and festivities come with unexpected side effects. From runaway inflatables to overambitious DIY electrical setups, October seems to inspire some of the strangest claims homeowners make all year. Here are a few real (and surprisingly common) Halloween mishaps […]

A car represents a comprehensive guide to G1 restrictions in Ontario for 2025.

G1 Restrictions in Ontario 2025

February 1, 2026
Agent7

What Is a G1 Licence?A G1 licence is the first stage in Ontario’s Graduated Licensing System (GLS), designed to introduce new drivers to the road in a structured, lower-risk environment. It allows novice drivers to gain practical experience while following strict rules that limit exposure to high-risk situations. According to the Ministry of Transportation’s Official […]

What to Know Before Insuring Your Snowmobile This Winter

Snowmobile Insurance: What You Need to Know

January 31, 2026
Agent7

When the first snow hits, most people reach for a shovel, but snowmobile owners reach for their keys. Whether you ride casually on the cottage trail or spend weekends carving fresh powder, gearing up your sled for winter takes more than a tune-up and a tank of fuel. The right prep also includes making sure […]

Understanding Home Renovation Risks – INSURICA

January 30, 2026
Agent7

Whether you’re building a new home addition, adding a feature like a swimming pool, redoing a bathroom or upgrading an electrical system, understanding and addressing possible renovation risks is critical. 5 Key Renovation Considerations In the lead-up to your project, your broker can help review potential risks and concerns that may require attention. Specifically, you’ll […]

Managing Your Home From Florida: How Snowbirds Really Do It

Snowbird Tips: Managing Your Home from Afar

January 29, 2026
Agent7

For thousands of Canadians, escaping winter is a lifestyle, not a vacation. When the first frost hits, snowbirds are already planning their drive or flight to Florida, Arizona, or somewhere warm enough to trade boots for sandals. But life as a snowbird also comes with a question most people don’t fully consider until they do […]

Did You Know? Indoor Gym Rentals Need Commercial Coverage

Why Indoor Gym Rentals Need Insurance Coverage

January 28, 2026
Agent7

As temperatures drop and outdoor fields close for the season, players, coaches, and community organizers move their activities indoors. Fall and winter signal a big shift into gymnasiums, sports domes, fitness studios, school gyms, and recreation centers. Whether it’s a weekly volleyball league, a youth basketball program, pickleball nights, or a private fitness class, most […]

Early Snow, Slippery Roads: What Happens If You Haven’t Changed Your Tires Yet?

Driving in Snow: Risks of Not Changing Your Tires

January 27, 2026
Agent7

The first snowfall always seems to sneak up on us. One week you’re raking leaves, the next you’re brushing snow off your windshield and sliding out of your driveway wondering, “Is it really winter already?” If you haven’t changed your tires yet – you’re not alone. But before you chalk it up to bad timing, […]

Remembering at Home: Small Ways to Honour Veterans in Your Community

Honouring Veterans: Simple Ways to Show Support

January 26, 2026
Agent7

Every November, Canadians across the country pause to remember the courage and sacrifice of those who served (and continue to serve) in our Armed Forces. While formal Remembrance Day ceremonies are deeply moving, there are countless small, personal ways to honour veterans right at home and within your community. These gestures, though simple, carry lasting […]

How to Future-Proof Your Group Benefits for a Multi-Generational Workforce

Future-Proof Group Benefits for All Generations

January 25, 2026
Agent7

For the first time in history, many Canadian workplaces have up to four generations working side by side. From Gen Z newcomers to Baby Boomers nearing retirement, every group brings its own expectations, health priorities, and financial realities. The challenge for business owners? Building a group benefits plan that meets everyone’s needs, without breaking the […]