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Why Fall Is Open Enrolment Season for Group Benefits

Why Fall Is Open Enrolment Season for Group Benefits

Open enrolment is the period when employees can review, update, or make changes to their group benefits plans. Outside of this window, changes are usually limited to life events such as marriage, the birth of a child, or other qualifying circumstances. This structured timeframe helps both employees and employers stay organized while allowing insurance providers […]
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10 Hacks Every Parent Needs for Stress-Free School Mornings

10 Hacks Every Parent Needs for Stress-Free School Mornings

The back-to-school rush has a way of sneaking up on families. One minute, summer days feel endless, and the next, mornings are filled with alarm clocks, backpacks, and a scramble to get out the door on time. But school mornings don’t have to feel chaotic. With a little planning and some small adjustments, you can […]
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Raking Leaves, Cleaning Gutters, and Preventing Fall Water Damage

Raking Leaves, Cleaning Gutters, and Preventing Fall Water Damage

Fall is a beautiful time of year, but it also brings its fair share of risks for homeowners. As leaves pile up and rainstorms become more frequent, neglected gutters and clogged drains can quickly lead to water damage, foundation problems, and costly repairs. Taking proactive steps now can protect your home and prevent expensive issues […]
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The Hazards of Biofuels - INSURICA

The Hazards of Biofuels – INSURICA

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace […]
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SECURE 2.0 Implementation: A New Era in Retirement Planning

SECURE 2.0 Implementation: A New Era in Retirement Planning

The SECURE 2.0 Act, passed in late 2022 and now in active rollout through 2025, is reshaping the landscape of workplace retirement planning. Designed to expand access, modernize plan design, and improve financial preparedness, the law introduces over 90 new provisions—many of which are now surfacing in HR departments across the country. Automatic Enrollment Takes […]
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Group Health Premiums on the Rise: What Employers Need to Know

Group Health Premiums on the Rise: What Employers Need to Know

In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks. These group health premium hikes pose challenges to affordability and enrollment, particularly for small […]
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How Farm Insurance Protects Against Common Fall Hazards

Farm Insurance for Fall Hazards

As the leaves change color and the air turns crisp, farmers across Ontario prepare for the busy fall harvest season. While this time of year brings a sense of accomplishment and the fruits of your labor, it also introduces a set of unique risks that can impact your farm’s operations. From equipment breakdowns to worker […]
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Insurance Questions Every Airbnb or VRBO Host Should Expect

Insurance FAQs for Airbnb & VRBO Hosts

Short term rentals have become a popular way for homeowners to generate income. Whether you’re renting out a downtown condo, a basement suite, or a family cottage, platforms like Airbnb and VRBO have made it easier than ever to get started. But many hosts are unaware that their standard home insurance likely won’t cover the […]
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Charting Ontario’s Late-Summer Boating Routes

Charting Ontario’s Late-Summer Boating Routes

For many experienced boaters, the real thrill of summer isn’t simply being on the water – it’s the journey itself. Charting a course, setting off from familiar marinas, and weaving your way through Ontario’s waterways offers an unmatched sense of freedom. As summer draws to a close, this is the perfect time to map out […]
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The Hidden Gaps in Your Credit Card Travel Insurance

Travel Insurance Gaps on Credit Cards

For many Canadians, pulling out the credit card to book a trip feels like an extra safety net. After all, most premium cards come with some form of travel insurance – a built-in perk that can save you from buying a separate policy. But here’s the catch: what’s included isn’t always as comprehensive as it […]
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