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Life Insurance for Millennials: Why It’s Not Just for Parents

Life Insurance for Millennials Explained

When you think of life insurance, you might picture parents with young kids or middle-aged homeowners protecting their families. But for millennials – many of whom are navigating career growth, paying off student loans, buying homes, or even starting small businesses – life insurance is just as relevant. The idea that you only need coverage […]
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tractor insurance new brunkswick

Personal Tractor Insurance in New Brunswick

If you own a tractor for personal use in New Brunswick, protecting that investment is just as important as insuring your home or vehicle. Whether you’re maintaining your property or clearing snow, unexpected damage or theft can lead to high out-of-pocket costs if you don’t have the right coverage in place.What is Tractor Protect?Tractor Protect […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

Do Annuities Keep Up With Inflation? • The Insurance Pro Blog

Strategy Two: Laddering Annuities for Rising Income The second strategy involves purchasing more than one annuity with the intention of starting income from each at different times. This is commonly referred to as annuity laddering, and it’s a more flexible — though more involved — way to build a rising income stream in retirement. Here’s […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

Nonforfeiture Options of Whole Life Insurance • The Insurance Pro Blog

Whole life insurance offers three nonforfeiture options that ensure policy owners receive value from their policies should they cancel them prior to death.  The exact value of the nonforfeiture benefit depends on the length of time that the policy owner paid premiums–more premiums paid means more nonforfeiture benefit. These benefits stem from laws originating in […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

LIRP-Smart Strategy or Sales Pitch? • The Insurance Pro Blog

Product Selection Whole Life vs. IUL vs. VUL The three product types most commonly used in a LIRP strategy each carry a distinct risk and return profile. The decision should come down to the risk tolerance of the individual — though in practice, it often comes down to which product the agent prefers to sell. […]
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Deer Collisions Spike in Fall - Is Your Auto Coverage Ready?

Is Your Auto Insurance Ready for Deer Season?

If you’ve ever driven down a country road in Ontario during October or November, you know how quickly a deer can appear out of nowhere. Fall is prime season for deer collisions, and the numbers show a clear spike during these months. The reason is twofold: fall is both mating season and migration season. Deer […]
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Does My Home Insurance Cover My Tractor in Ontario?

Does My Home Insurance Cover My Tractor in Ontario?

If you own a tractor for use around your home, you have probably asked yourself a simple question: am I already covered? It is a fair question. You already insure your house. You already insure your vehicles. So when you buy a tractor to clear snow, mow acreage, move gravel, or maintain your property, it […]
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Duliban Insurance Joins Forces with McDougall Insurance

Duliban and McDougall Insurance Join Forces

Pelham, Ontario – Duliban Insurance Brokers is proud to announce that, effective June 2, 2025, we officially joined forces with McDougall Insurance Brokers Limited, one of the most respected and established brokerages in the Canadian insurance industry. Duliban Insurance is now a division of McDougall Insurance.   This milestone marks an exciting new chapter in our journey. […]
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Recently Engaged This Summer? Why September Is the Perfect Time to Revisit Your Life Insurance

Engaged This Summer? Review Life Insurance Now

If you got engaged this summer, congratulations! It’s one of the most exciting milestones in life – a moment filled with celebration, anticipation, and plenty of planning. Between choosing venues, sorting guest lists, and making big decisions for your future together, it’s also the perfect moment to take a closer look at something that often […]
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