Life Insurance Essentials for Primary Caregivers

February 18, 2025
Agent7

As a primary caregiver, you’re the cornerstone of your family. You provide emotional, physical, and often financial support to your loved ones every day. While caregiving is a selfless and rewarding role, it’s important to consider how your family would cope financially if you were no longer able to provide that care. Life insurance offers […]

Nearly Half of U.S. Workers Not Confident in Retirement Savings

February 17, 2025
Agent7

A new study reveals that many Americans feel anxious and uncertain when it comes to planning for their retirement years. With 46% of respondents reporting that they lack confidence in having enough money saved, employers have an opportunity to step up with more robust retirement benefits to attract and retain talent. When Did They Start […]

The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities.

Mental Health Parity Continues to Be a Top Enforcement Priority

February 16, 2025
Agent7

The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities. MHPAEA is a federal law that prevents group health plans […]

School Parking Lot Safety | INSURICA

February 15, 2025
Agent7

School parking lots are one of the busiest and most high-risk areas on campus. With students, staff, parents, and buses all navigating the same space, the potential for accidents increases. Ensuring a well-organized, clearly marked, and secure parking lot is essential to protecting everyone on campus. By implementing smart safety measures, schools can minimize risks […]

The Benefits That Will Attract Top Talent in 2025

February 14, 2025
Agent7

Most employees feel good about their retirement savings, but rising day-to-day expenses can create enough stress to affect workplace productivity. To attract and retain top talent, employers should consider these financial challenges when updating benefits for 2025. Anxiety Rises Over Living Expenses Despite its recent cooling, inflation’s impact on the cost of living is the […]

5 Reasons Why Recent Grads Should Consider Life Insurance

February 13, 2025
Agent7

Graduating from college or university is an exciting milestone—you’re stepping into the world of independence, starting your career, and building your future. While life insurance might not be the first thing on your mind, it’s actually a smart move to consider early on. Here’s why recent grads should start thinking about life insurance and how […]

Pre-Existing Conditions? Here’s What to Look for in a Travel Policy

February 12, 2025
Agent7

Traveling with a pre-existing condition doesn’t have to be stressful—especially when you have the right travel insurance. Whether you’re managing diabetes, heart disease, or another chronic condition, a comprehensive policy tailored to your needs can provide peace of mind while you explore the world. Here’s what to consider when choosing travel insurance for pre-existing conditions. […]

Travel Insurance Tips for Digital Nomads

February 4, 2025
Agent7

The rise of digital nomads and remote workers has transformed the way people live, work, and travel. While the freedom to work from anywhere is exciting, it also brings unique challenges—especially when it comes to ensuring you’re properly insured. Travel insurance isn’t just a luxury for nomads; it’s a necessity. Here’s what you need to […]

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill.

Is One Massive Claim to Blame? What is the Real Result of My Sky-High EMOD?

February 2, 2025
Agent7

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill. But here’s the thing—this explanation isn’t just oversimplified; it’s wrong. […]

Workers’ Compensation in Educational Institutions

February 1, 2025
Agent7

Workers’ compensation is a vital component of employee benefits for educational institutions. It provides coverage for workplace injuries or illnesses, ensuring that employees receive the medical care and support they need while protecting schools from costly lawsuits. For administrators, understanding how workers’ compensation works and tailoring it to the unique environment of schools is essential […]