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Duliban Insurance Brokers

Life Insurance for Millennials: Why It’s Not Just for Parents

When you think of life insurance, you might picture parents with young kids or middle-aged homeowners protecting their families. But for millennials – many of whom are navigating career growth, paying off student loans, buying homes, or even starting small businesses – life insurance is just as relevant. The idea that you only need coverage […]
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Duliban Insurance Brokers

Life Insurance at Every Stage of Parenthood

When you first became a parent, life insurance likely felt like an urgent priority. Whether it was welcoming a newborn or buying your first home, you wanted to make sure your family’s future was protected. But what many parents overlook is that life insurance is not a one-time decision – it’s a living part of […]
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Duliban Insurance Brokers

Self-Driving Cars Are Coming: How Will Insurance Keep Up?

Self-driving cars aren’t just science fiction anymore – they’re on test roads across North America and steadily moving toward widespread adoption. Tech giants and automakers alike are investing billions into autonomous vehicle development, promising safer roads, fewer accidents, and a more convenient driving experience. But with this new technology comes one pressing question: how will insurance […]
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Duliban Insurance Brokers

The Role of Critical Illness Insurance in Estate and Legacy Planning

Planning for your estate and legacy is about more than just wills and inheritance – it’s about ensuring your loved ones are protected financially no matter what life throws your way. Critical illness insurance is an often-overlooked but powerful tool in this process. It offers a financial safety net that can safeguard your family’s future […]
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Duliban Insurance Brokers

The Overlooked Side of Small Business Planning: Emergency Preparedness

When you think about running a small business, your mind likely goes to the daily challenges – managing staff, serving customers, keeping up with inventory. But in recent weeks, the devastating wildfires impacting communities in Northern Ontario have been a stark reminder of another reality: unexpected events can change everything in an instant. For many small […]
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Making an Acquisition? Why the EMOD Shouldn't Be Overlooked

Making an Acquisition? Why the EMOD Shouldn’t Be Overlooked

When acquiring another company, there’s no shortage of factors to consider. From valuing physical assets to estimating potential synergies, the due diligence process can be complex. However, one critical element often overlooked is the EMOD. The EMOD, or Experience Modification score, is a workers’ compensation insurance multiplier that compares a company’s actual losses to expected […]
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Your First Pet at Home: How to Prepare and Protect Your Space

Your First Pet at Home: 6 Ways to Prepare and Protect Your Space

Bringing a pet into your home for the first time is an exciting milestone. Whether it’s a playful puppy, a curious kitten, or a small animal like a rabbit or guinea pig, a new companion brings joy, companionship, and a touch of chaos. Preparing your home properly helps ensure that your furry, feathered, or scaled […]
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Tips for Teaching a Teen or New Rider to Handle a Motorcycle Safely

Tips for Teaching a Teen or New Rider to Handle a Motorcycle Safely

Learning to ride a motorcycle is an exciting milestone, especially for teens and new riders eager to embrace the freedom of the open road. But motorcycles come with unique risks that require careful instruction, patience, and a strong focus on safety. Whether you’re a parent, guardian, or friend guiding a new rider, the approach you […]
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