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Why Paid-Up Additions Matter • The Insurance Pro Blog

Why Paid-Up Additions Matter • The Insurance Pro Blog

Podcast: Play in new window | Download If I had to pick one, and only one, additional feature of whole life insurance, it is hands down the paid-up additions feature.  Even if I lose the ability to blend death benefit, if I still have the PUA feature, I’m in a position to augment policy value.  […]
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Duliban Insurance Brokers

Decoding Your Ontario Auto Insurance Quote in 2024

Navigating the world of auto insurance quotes can sometimes feel like trying to solve a complex puzzle. But don’t worry, we’re here to help you piece it all together. In 2024, understanding the factors that influence your auto insurance rates in Ontario is more crucial than ever. With the ever-evolving insurance landscape, staying informed is […]
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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs. The […]
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Last Minute Gift Ideas for Holiday Hosts

Protecting Your Business: End-of-Year Insurance Reviews

As the year draws to a close, it’s a great time for small business owners to conduct an end-of-year insurance review. Just like you might assess your finances, inventory, and customer satisfaction, evaluating your insurance coverage ensures your business is protected from unforeseen events. With changes in your operations, workforce, or market conditions, your insurance […]
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Last Minute Gift Ideas for Holiday Hosts

Last Minute Gift Ideas for Holiday Hosts

As the holiday season swings into full gear, you might find yourself attending a variety of gatherings, parties, and dinners. If you’ve been invited last-minute or simply forgot to pick something up, don’t worry! Showing up empty-handed isn’t an option, but finding a thoughtful, easy-to-find gift doesn’t have to be stressful. In this blog, we’ll […]
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Mental Health and Remote Work: Strategies for Staying Connected

Winter Weather Preparedness: Protect Your Home Against Seasonal Risks

As winter approaches, it’s time to cozy up with hot cocoa and prepare for the season’s unique challenges. Snow, ice, and extreme cold can pose serious risks to your home, making it crucial to ensure your home insurance policy is equipped to handle these seasonal hazards. Here’s how to review and adjust your coverage for […]
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Mental Health and Remote Work: Strategies for Staying Connected

Mental Health and Remote Work: Strategies for Staying Connected

The shift to remote work has brought unprecedented flexibility and convenience, but it has also highlighted the importance of mental health and social connections in the workplace. As employees navigate this new way of working, it’s essential to address the psychological challenges that can arise from isolation and disconnection. Let’s explore the significance of mental […]
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Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

Embracing the Chill with RVing and Outdoor Activities

When the leaves have fallen and the first snow blankets the ground, many outdoor enthusiasts mistakenly hang up their camping gear, thinking it’s time to retreat indoors. However, winter camping offers a unique adventure that should not be missed. From RVing to engaging in exhilarating outdoor activities, there’s plenty to love about embracing the cold. The […]
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Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

Debunking 5 Common Misconceptions During the Holiday Season

The holiday season brings a sense of joy and celebration, but it can also spark confusion about insurance coverage. With the hustle and bustle of shopping, traveling, and entertaining, misconceptions about home, auto, and travel insurance can arise. Let’s debunk some common myths to ensure you’re well-informed and protected this holiday season. Myth 1: Home Insurance […]
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