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When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.

Five Strategies for Reducing Workers’ Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at […]
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Managing Risks Associated with School Science Labs

Managing Risks Associated with School Science Labs

Managing risks associated with school science labs is crucial to ensuring a safe learning environment for students and staff. Schools must take a proactive approach to managing risks associated with school science labs by implementing strong safety policies, proper materials management, and effective training programs. By addressing these key areas, schools can significantly reduce hazards […]
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How Life Insurance Can Serve as a Smart Business Expense

How Life Insurance Can Serve as a Smart Business Expense

Running a business involves managing risks, and one of the most important risks to consider is the unexpected loss of key employees or business owners. While it may not be the first thing that comes to mind, life insurance can play a crucial role in your business’s financial strategy. Not only does it provide a […]
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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Cost & Risk in Group Benefits: 2025 Strategies

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs. […]
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Why Life Insurance is Essential for Parents

Why Life Insurance is Essential for Parents

As a parent, you do everything in your power to protect and provide for your family. From ensuring there’s food on the table to planning for your child’s education, every decision you make is rooted in their well-being. But what happens if the unexpected occurs? Life insurance is a critical tool that ensures your family […]
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How EV's Perform in Winter Conditions: What You Need to Know

Winter Performance of EVs: Key Insights

As winter approaches, electric vehicle (EV) owners might wonder how their cars will perform when the temperature drops. While EVs are a fantastic choice for year-round driving, winter brings unique challenges for both EVs and gas-powered cars. Understanding how cold weather affects EV performance can help you stay prepared and make the most of your […]
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Flying on December 25th: Tips for Holiday Airport Travelers

December 25th Flying: Tips for Travelers

While today may seem like an unlikely day to travel, it can actually be a strategic choice for many. For some, airports are quieter with fewer crowds, making it a convenient time to fly, especially for those looking to visit family or enjoy a post-Christmas vacation. For others, last-minute holiday travelers, flight cancellations, and unpredictable […]
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Why an HSA is the Best Choice for Incorporated Businesses

Why an HSA is the Best Choice for Incorporated Businesses

For business owners, choosing the right healthcare benefits can have a major impact on both cost savings and convenience. While several options exist, a Health Spending Account (HSA) offers superior advantages compared to alternatives like a Private Health Services Plan (PHSP) or an Administrative Services Only (ASO) plan.    From predictable funding to seamless claims […]
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Spring Driving Hazards – How to Stay Safe on the Road

Spring Driving Hazards – How to Stay Safe on the Road

Winter may may be (almost) behind us, but spring introduces a fresh set of driving challenges. The roads you traveled all winter might now be riddled with potholes. Sudden rain showers can create slippery surfaces, making it harder to maintain control. And with wildlife becoming more active, the chances of encountering an animal on the […]
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How the Canada-U.S. Trade War Could Impact Insurance Costs

How the Canada-U.S. Trade War Could Impact Insurance Costs

Tensions between Canada and the U.S. over tariffs have been making headlines, and while most discussions focus on trade and manufacturing, there’s another area that could see significant ripple effects—insurance costs. Home and auto insurance rates may feel the impact of increased tariffs, affecting Canadian consumers in unexpected ways.   How Tariffs Could Affect Auto […]
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