Podcast: Play in new window | Download In today’s fast-paced and unpredictable financial landscape, managing risk and achieving consistent returns is more important than ever. Life insurance companies have emerged as experts in this field, utilizing their vast resources and expertise to create well-diversified investment portfolios that deliver long-term value to policyholders. In this article, […]
Podcast: Play in new window | Download The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue to emerge. Among them, indexed universal life insurance (IUL) has been garnering attention for its unique approach to cash value accumulation and premium flexibility. In this article, we’ll delve into […]
When it comes to life insurance, there are several options available for those seeking coverage. Two popular choices are whole life insurance and indexed universal life insurance. However, there is another option that you may have come across: variable universal life insurance. While it may appear appealing due to its flexibility and potential for cash […]
Podcast: Play in new window | Download With the economic landscape changing dramatically and a “new normal” taking shape in the fixed-interest marketplace, bonds are testing a long-held–but poorly vetted–theory about safety. Ask anyone with a minor interest/proficiency in personal finance about safe assets, and you’ll likely hear something about bonds. They are the asset […]
Podcast: Play in new window | Download Building a substantial wealth portfolio involves strategic planning and understanding of various financial instruments. Tax-free wealth strategies are essential to this planning, offering avenues to grow your investments while legally reducing taxes. By employing tactics focusing on tax-exempt securities such as municipal bonds and considering life insurance policies […]
If anyone in your household had a Marketplace plan in 2023, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your Marketplace account anytime from mid-January to February 1.Notice: You must have your Form 1095-A before you file.Don’t file your taxes until you have an […]
Improving your healthKnowing how to use your health coverage is important for better health and well-being. Health coverage isn’t only important when you’re sick, it’s also helpful even when you don’t feel sick.After your health plan coverage starts, you can use it to help cover medical costs for services like:Keep up with your health [wpcode […]
Published on April 6, 2023 How to “reconcile” on your tax returnYou’ll use your Form 1095-A to “reconcile” your 2022 premium tax credits when you file your taxes if you or anyone in your household had Marketplace coverage at any point in 2022.Any difference between the amount of premium tax credit you used in advance […]
Open Enrollment for 2024 starts soon. Are you ready? Take steps today to make applying easier. Image Prepare for 2024 Open EnrollmentGather your information (PDF, 184 KB). You’ll need basic information about yourself and members of your household.Review how to apply. We guide you through the process in 4 steps.Answer 3 questions and find out […]