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How to Future-Proof Your Group Benefits for a Multi-Generational Workforce

Future-Proof Group Benefits for All Generations

For the first time in history, many Canadian workplaces have up to four generations working side by side. From Gen Z newcomers to Baby Boomers nearing retirement, every group brings its own expectations, health priorities, and financial realities. The challenge for business owners? Building a group benefits plan that meets everyone’s needs, without breaking the […]
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A car insurance agent showing a yellow car to a customer inside a dealership.

Top 10 Car Insurance Companies in Ontario

Why Comparing Ontario’s Top Auto Insurers MattersWith hundreds of insurance providers operating across the province, finding the right car insurance in Ontario can be overwhelming. Each insurer offers different coverage options, digital tools, and customer experiences. In 2025, as claim costs and repair expenses continue to rise, choosing a strong, reputable company is more important […]
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Setting Your Small Business Up for a Stronger Year Ahead

Setting Your Small Business Up for a Stronger Year Ahead

January often arrives with a mix of ambition and realism for small business owners. The rush of the previous year has slowed, the calendar feels open again, and there is space to think beyond day-to-day operations. This pause creates an opportunity to look at your business not just as it is, but as you want […]
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Why 2026 Is the Year Employers Are Rethinking Healthcare Spending Accounts

Why 2026 Is the Year Employers Are Rethinking Healthcare Spending Accounts

As organizations plan for 2026, many are taking a closer look at how their employee benefits are structured. Rising healthcare costs, evolving employee expectations, and a stronger focus on wellness are pushing employers to rethink traditional benefit models. In this landscape, Healthcare Spending Accounts, often referred to as HSAs, are gaining renewed attention. HSAs are no […]
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Insurance Questions People Ask Us Every January

Insurance Questions People Ask Us Every January

January has a way of slowing things down just enough for people to start asking questions they have been putting off. After the holidays, routines reset, budgets come back into focus, and many people finally have the headspace to look at things like insurance. Every year, the questions sound familiar. They are not usually about buying […]
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Does Uber Insurance Really Protect You? What Drivers Should Know in 2026

Does Uber Insurance Really Protect You? What Drivers Should Know in 2026

Ridesharing continues to grow in popularity, with more drivers turning to platforms like Uber for flexible income. In 2026, this trend is not slowing down. In fact, changes in how people work, the rise of the gig economy, and evolving expectations around vehicle usage have made rideshare driving even more common across Ontario and throughout […]
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The Top 5 Technology Changes That Are Affecting Insurance Costs

The Top 5 Technology Changes That Are Affecting Insurance Costs

Technology is changing nearly every aspect of daily life, and insurance is no exception. While innovation often brings convenience and improved safety, it can also introduce new costs and risks that insurers must account for when pricing coverage. Here are the five most significant technology changes influencing insurance costs today, and why they matter for policyholders. 1. […]
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Close-up of several cars, parked side-by-side in a large lot, illustrating high-density parking relevant to theft surcharge insurance.

What It Means for Your Coverage

Understanding these surcharge differences is crucial because the insurer you choose can dramatically affect what you pay, sometimes by hundreds or even thousands of dollars per year. Two drivers with the same vehicle and driving history can face very different premiums depending on how their insurer classifies theft risk and what options they offer for […]
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Is It Time to Shop Your Insurance This Year?

Is It Time to Shop Your Insurance This Year?

Many people stay with the same insurance provider year after year without giving it much thought. Insurance can feel like something you set up once and forget about, until renewal time rolls around or a rate change appears. But the start of a new year is often a natural moment to pause and ask an […]
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Understanding Your Property Schedule | INSURICA

Understanding Your Property Schedule | INSURICA

Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs. For schools and districts, where campuses evolve constantly and replacement costs continue […]
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