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Ontario License Plate Renewal 2025

How to Check Your Licence Plate Status With the removal of physical licence plate stickers, many Ontario drivers are uncertain about how to confirm that their registration is still valid. To address this, the province offers an online licence plate expiry checker. This tool is available for passenger vehicles, light commercial vehicles, motorcycles, and mopeds. […]
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Are You Liable if Someone Gets Hurt on Your Property This Halloween?

Are You Liable if Someone Gets Hurt on Your Property This Halloween?

More Visitors Means More Risk Halloween is one of the few times of the year when homeowners intentionally invite dozens of people onto their property – many of them children, walking in the dark, distracted by costumes, candy, and excitement. When someone steps onto your walkway or porch, you take on something called a duty […]
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Simplifying Your Switch to EV Insurance

Simplifying Your Switch to EV Insurance

Switching to an electric vehicle (EV) is an exhilarating step towards embracing cutting-edge technology and contributing to a sustainable future. However, transitioning your insurance from a standard auto policy to one tailored for EVs can feel like navigating uncharted territory.   At Duliban Insurance, we’re here to make this journey as smooth and straightforward as […]
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Understanding Riders, Endorsements, and Other Insurance Buzzwords

Understanding Riders, Endorsements, and Other Insurance Buzzwords

Why Insurance Jargon Trips People Up Let’s face it – insurance isn’t always written in plain English. Between riders, endorsements, and licenses, it’s easy to skim through a policy and nod along without fully understanding what you’re reading. But those terms matter. They often define the protections, limitations, and options built into your coverage. Decoding […]
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Cybersecurity Tips for Online Shopping During the Holidays

Cybersecurity Tips for Online Shopping During the Holidays

During the holiday season, it’s often easier to shop online to find gifts for your loved ones. But while online shopping can save you a trip to the store, it also comes with cybersecurity risks. Online shoppers are often top targets for cybercriminals, especially during the holidays. In fact, according to a recent survey from […]
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Why Are Home Insurance Rates Rising?

Why Are Home Insurance Rates Rising?

Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise. Although the cost of insurance may fluctuate for various reasons each year, the following are some factors currently influencing home insurance policies across the […]
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Hot Dog Incident on Highway Emphasizes the Risks of Cargo Spills

Hot Dog Incident on Highway Emphasizes the Risks of Cargo Spills

In August 2025, a tractor-trailer owned by a third-party freight carrier was transporting thousands of pounds of frozen hot dogs when it overturned and struck another vehicle on Interstate 83 while traveling through York County, Pennsylvania, resulting in the meat products spilling across the highway. According to local authorities, the incident occurred on a weekday […]
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October is Cybersecurity Awareness Month

October is Cybersecurity Awareness Month

October is Cybersecurity Awareness Month. During this month, the public and private sectors work together to raise awareness about the importance of cybersecurity. October 2025 marks the 22nd Cybersecurity Awareness Month. This month serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here […]
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Supplemental Health Products Surge as Employees Seek Layered Coverage

Supplemental Health Products Surge as Employees Seek Layered Coverage

In a year defined by rising healthcare costs and shifting employee expectations, supplemental health insurance products are experiencing a notable surge. According to LIMRA’s latest workplace benefits sales data, accident, critical illness, and hospital indemnity insurance sales rose 11% year-over-year through the third quarter of 2024. This growth reflects a broader trend: employees are increasingly […]
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Balancing Benefits Costs with Talent Strategy in 2025

Balancing Benefits Costs with Talent Strategy in 2025

In today’s competitive labor market, benefits managers are walking a tightrope: controlling rising costs while delivering packages that attract and retain top talent. According to SHRM’s 2025 Employee Benefits Survey, this balancing act is now one of the most pressing challenges facing HR leaders. Health care remains the cornerstone, with 88% of employers rating it […]
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