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Bus Stop Safety: What Parents and Kids Need to Know

Essential Travel Insurance Tips for Senior Travelers

Traveling in your golden years can be one of the most rewarding experiences of your life. Whether you’re exploring new destinations, visiting family, or embarking on a long-awaited adventure, having the right travel insurance is crucial. At Duliban Insurance, we understand the unique needs of senior travelers and are here to provide you with essential […]
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Bus Stop Safety: What Parents and Kids Need to Know

Bus Stop Safety: What Parents and Kids Need to Know

As the back-to-school season approaches, it’s time to start thinking about all the little details that help ensure a smooth transition from summer fun to school routines. One of the most important aspects to focus on is bus stop safety. Whether your child is new to riding the bus or a seasoned pro, reviewing safety […]
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Teacher and students at the her computer.

6 Strategies to Boost Teacher Morale

In recent news, morale among teachers remains alarmingly low, a situation that can significantly impact the educational environment and student outcomes. Addressing this issue is crucial for creating a supportive and effective learning atmosphere. Here are some strategies to boost teacher morale and foster a positive school environment: Enhance Communication and Transparency Regular Meetings: Hold […]
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Tax Credits & Incentives for EV Owners in Ontario: A Comprehensive Guide

Tax Credits & Incentives for EV Owners in Ontario: A Comprehensive Guide

With the growing popularity of electric vehicles (EVs) in Ontario, many residents are looking to make the switch to a greener mode of transportation. At Duliban Insurance, we’re committed to supporting this transition by providing not only comprehensive insurance coverage but also valuable information to help you make informed decisions. In this blog, we’ll explore the […]
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8 Tips for Effective Open Enrollment Communication

8 Tips for Effective Open Enrollment Communication

Now more than ever, employees are looking to their employers for guidance on navigating their available benefits and how to stretch their dollars further. As such, effective open enrollment communication is critical this year. According to a Willis Towers Watson report, 84% of employers plan to expand their tools in 2023 to help employees navigate […]
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Open Enrollment 2025 – Health Savings Accounts (HSAs)

Open Enrollment 2025 – Health Savings Accounts (HSAs)

Employers who sponsor high deductible health plans (HDHPs) that are compatible with health savings accounts (HSAs) should prepare for open enrollment by: Ensuring that employees understand how HSAs work, including the benefits of opening an HSA; and Updating their HDHP’s design and communicating any plan changes to employees. There are many advantages to selecting an […]
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Give Employees Peace of Mind with Accident Insurance

Give Employees Peace of Mind with Accident Insurance

Unexpected injuries can lead to financial stress for many workers. With accident insurance, employers have an opportunity to provide additional financial support to employees. What Accident Insurance Entails Accident insurance policies provide cash payments directly to the insured to help cover costs related to injuries sustained in covered accidents. These lump-sum payments can be utilized […]
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Set it But Don't Forget it: Maintaining Your Auto-401(k) Features

Set it But Don’t Forget it: Maintaining Your Auto-401(k) Features

When 401(k) auto-features like automatic enrollment, automatic deferrals, and automatic escalation first emerged, they seemed like a total game-changer. Research shows these features can increase participation dramatically—by over 15 percentage points on average. And the gains are the biggest among lower income and minority workers who can benefit most. Auto-features are doing their job on […]
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What Employers Need to Know About the New HIPAA Privacy Rule

What Employers Need to Know About the New HIPAA Privacy Rule

A new Health Insurance Portability and Accountability Act (HIPAA) privacy rule went into effect on June 25, that prohibits the disclosure of protected health information related to lawful reproductive health care in certain situations. Employers, as covered entities under HIPAA, must comply with the rule by Dec. 23. Under the previous HIPAA privacy regulations, healthcare […]
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Stay alert & keep your information safe

Stay alert & keep your information safe

Published on August 8, 2024Be careful of people who may try to steal your personal information, trick you into paying them, or enroll you in coverage without your consent.   Ask yourself 3 questions before sharing any personal information: Get health coverage information from trusted government sites, like HealthCare.gov. Watch for scams, especially on social media, promising money […]
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