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Everything You Need to Know About CAA MyPace

Everything You Need to Know About CAA MyPace

Are you an occasional driver who clocks less than 12,000 kilometers a year? If so, traditional auto insurance plans might not be the best fit for your lifestyle. Enter CAA MyPace, a pay-as-you-go insurance option designed specifically for low-mileage drivers. Let’s explore what makes this insurance plan ideal for occasional drivers and how it can […]
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Outside of a school building with the sun rising/setting over it.

Essential Back-to-School Facility Preparation Tips for a Safe Return

As the new school year approaches, it’s crucial to ensure that school facilities are ready to welcome students and staff back safely and efficiently. Here are some essential steps for preparing your school facilities for the upcoming academic year. Conduct Thorough Inspections Before the school year begins, perform comprehensive inspections of all school buildings and […]
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Ways to Lower Your EV Insurance Rates & Save More

Insurance Premiums: Electric Cars vs. Gasoline Cars

As electric cars continue to gain popularity, many prospective buyers are curious about how these vehicles stack up against traditional gasoline cars, especially when it comes to insurance premiums. While electric vehicles (EVs) offer environmental benefits and potential fuel savings, their insurance costs can sometimes be higher. Let’s delve into the key factors that influence […]
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Ways to Lower Your EV Insurance Rates & Save More

Caught Texting & Driving? Here’s What You Can Expect

Texting and driving remains a significant issue on Canadian roads, leading to stricter laws and penalties across provinces. Distracted driving, especially texting, is a leading cause of accidents. As technology becomes more integral to our lives, staying informed about the latest regulations is crucial. This article explores the updated penalties for texting and driving in […]
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Ways to Lower Your EV Insurance Rates & Save More

Ways to Lower Your EV Insurance Rates & Save More

Owning an electric vehicle (EV) comes with numerous benefits, including lower fuel costs and a reduced environmental footprint. However, EV insurance can sometimes be more expensive than traditional car insurance due to the higher cost of repairs and specialized parts. Fortunately, there are several strategies you can use to lower your EV insurance rates. Here are […]
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Smart Grocery Shopping to Combat Rising Prices

Smart Grocery Shopping to Combat Rising Prices

Grocery prices have been climbing steadily, making it essential to adopt smart shopping habits to keep your food budget in check. With a bit of planning and strategic shopping, you can beat grocery inflation and save significantly on your grocery bill. Here’s a detailed guide with practical tips and real-life scenarios to help you shop […]
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2024 Midyear Market Outlook: General Liability Insurance

2024 Midyear Market Outlook: General Liability Insurance

The general liability insurance market has faced hardening conditions in recent years, largely due to increasing claim frequency and severity. As such, most policyholders have encountered ongoing rate jumps, stringent underwriting standards and limited capacity. Fortunately, insurance carriers recorded improved underwriting results in 2022-23, allowing for premium moderation. These conditions have pressed on in 2024 […]
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Using HSAs, Health FSAs and HRAs for Over-the-Counter Items

Using HSAs, Health FSAs and HRAs for Over-the-Counter Items

Health savings accounts (HSAs), health flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) may provide tax-free reimbursements of certain over-the-counter (OTC) items. OTC items are generally available to consumers without a prescription. To be reimbursable, an OTC item must be for “medical care,” as defined under Internal Revenue Code (Code) Section 213(d). Medical care […]
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2024 Midyear Market Outlook: Commercial Property Insurance

2024 Midyear Market Outlook: Commercial Property Insurance

The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-setting levels in 2023, surging by an average of 20.4% in the first quarter alone and only slightly falling to 18.3% in the latter half of the year. These […]
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CrowdStrike, the Most Important Cyber Accumulation Loss Event Since NotPetya, Highlights Single Points of Failure

CrowdStrike, the Most Important Cyber Accumulation Loss Event Since NotPetya, Highlights Single Points of Failure

In what is being called “the most important cyber accumulation loss event since NotPetya,” the July 19, 2024, global technology outage (CrowdStrike) will produce scores of insurance claims across a range of policies, test cyber policy wordings,and sharpen the industry’s focus on single points of failure. Caused by a flawed software update from cybersecurity firm […]
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