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Full Coverage Insurance – What is it and Should you Have it?

Full Coverage Insurance | What is it and Should you Have it?

What “Full Coverage” Actually MeansThe term “full coverage” is often used when people talk about their auto insurance, but it doesn’t refer to a specific policy. Instead, it generally means you carry all the main types of coverages: your mandatory liability protections plus optional coverages like collision and comprehensive. In Ontario for example, mandatory coverages include: […]
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Stability and Much More – The Many Benefits of Working in Insurance

Benefits of Working in Insurance

Finding the right career isn’t just about the job you do today — it’s about the future you can build, the people you work with, and the impact you make along the way. The insurance industry checks all of these boxes and more. Whether you’re just starting out, looking for a career change, or hoping […]
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The Most Common Holiday Scams to Watch Out For

The Most Common Holiday Scams to Watch Out For

The holiday season is meant for celebration, generosity and connection. Unfortunately, it is also one of the busiest times of year for fraudsters. As people shop online, ship gifts, donate to charities and travel more often, scammers take advantage of the increased activity. Cyber threats also spike during winter, putting both your personal information and […]
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How to Know if You Really Need Insurance

How to Know if You Really Need Insurance

Deciding whether to take out an insurance policy is not just about checking a box. It is about weighing what you own, what you owe, and what you stand to lose. Whether it is your car, home, health, or other assets, understanding your risk level helps you determine if coverage is worth it. Insurance becomes essential […]
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Charitable Giving and Insurance: How Donations Impact You at Year End

Charitable Giving and Insurance: How Donations Impact You at Year End

The holiday season inspires generosity. Many Canadians choose December as the time to give back to causes they care about, whether through financial donations, volunteer work or gifting items to local charities. While most people give simply because it feels good, there can also be meaningful financial benefits that support your long term planning. Charitable giving […]
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Customer and car dealer discussing documents and car keys, representing the decision between leasing vs financing a car.

the Best Option for Canadian Drivers

FactorLeasingFinancingOwnershipYou don’t own the vehicle (unless you buy it at lease-end)You own the car once the loan is paid offMonthly paymentsLower, because you pay only for depreciationHigher, because you pay for full valueDown paymentUsually smallerOften larger (5–20%)Kilometre limitsYes (exceeding costs extra)No restrictionsWear and tearMust meet strict lease return standardsYour responsibility but no penaltyEnd of termReturn […]
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Winter Storms and Your Travel Insurance

Winter Storms and Your Travel Insurance

Winter travel can be unpredictable, especially during the busy holiday season. Snow, freezing rain, high winds and sudden temperature drops can disrupt even the most carefully planned trips. While you cannot control winter weather, you can control how well you are protected when delays or cancellations happen. This is where travel insurance becomes especially important. Let’s […]
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Water Damage Prevention: Smart Steps to Protect Your Home

Water Damage Prevention: Smart Steps to Protect Your Home

Water damage can strike unexpectedly- from burst pipes in a cold snap, to a leaky roof after heavy rain. Yet with a few simple, proactive habits, you can often avoid stress, expensive repairs, and the headache of dealing with insurance claims. Here are 9 ways to help safeguard your home against water damage year-round. 1) Inspect […]
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What to Pack in Your Emergency Car Kit This Winter

What to Pack in Your Emergency Car Kit This Winter

Ontario winters can be unpredictable – one day it’s mild and manageable, and the next you’re stuck in whiteout conditions wondering why you didn’t bring an extra pair of gloves. A well-stocked emergency car kit isn’t just a good idea; it’s one of the smartest safety steps you can take as a driver. Whether you […]
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