Welcome to Life Quotes web

The Role of a Benefits Advisor: Why Your Business Needs One

Travel Insurance for the Holidays: Don’t Leave Home Without It!

As the holiday season approaches, many of us are gearing up for travel—whether it’s visiting family for Christmas or jetting off for a New Year’s getaway. While packing your bags and making arrangements for accommodations are essential, there’s one thing you should prioritize just as much: securing travel insurance. Why You Need Travel Insurance for the […]
Read more
The Role of a Benefits Advisor: Why Your Business Needs One

The Role of a Benefits Advisor: Why Your Business Needs One

A benefits advisor plays an essential role in helping businesses navigate the often complex world of employee benefits. From health and dental plans to retirement savings, a benefits advisor ensures that employers offer the right packages to meet their employees’ needs while staying within budget. But what exactly does a benefits advisor do, and why […]
Read more
Ways to Save on Energy Costs as the Weather Gets Colder

Ways to Save on Energy Costs as the Weather Gets Colder

As the temperatures drop, it’s natural to crank up the heat and keep cozy indoors. However, this can quickly lead to rising energy bills if you’re not careful. Luckily, there are simple and effective ways to save on energy costs during the colder months—without sacrificing comfort. Insulate Your HomeOne of the easiest ways to improve energy […]
Read more
Managing Holiday School Events: Ensuring Safety and Inclusivity

Managing Holiday School Events: Ensuring Safety and Inclusivity

The holiday season is a time of celebration and togetherness for schools, bringing communities together for events that highlight student achievements, seasonal performances, and festivities. While school holiday events can be meaningful for students and staff alike, it’s essential to manage these gatherings to ensure the safety, inclusivity, and enjoyment of everyone involved. By planning […]
Read more
Battle to Make Employees Care About Benefits Sign-Ups

Battle to Make Employees Care About Benefits Sign-Ups

Despite the importance of open enrollment, most employees lack enthusiasm when asked to review health insurance and other benefits forms annually. Nearly 7 in 10 (67%) spend 30 minutes or less on options, per a 2023 Voya Financial survey, with 42% taking just 20 minutes. Additionally, around 90% opt for the same selections as the […]
Read more
Employer Health Costs Set to Spike Upward in 2025

Employer Health Costs Set to Spike Upward in 2025

Employers should prepare for a major increase in healthcare costs in 2025, with new projections showing rises of 8-9 percent or more over this year’s spending. This dramatic uptick comes as a result of several key factors putting pressure on health plans, including widespread inflation, demand for expensive specialty medications, and a growth in catastrophic […]
Read more
New Guidance Allows 401(k) Matches for Student Loans

New Guidance Allows 401(k) Matches for Student Loans

The IRS recently released long-awaited rules that provide employers with clarity on how to implement a popular new 401(k) plan feature: matching contributions for employee student loan payments. This new IRS notice comes after changes made last year under the SECURE 2.0 Act allowed companies to match 401(k) contributions and student loan payments dollar-for-dollar. Who […]
Read more
What to Look for When Test Driving a New Vehicle

What to Look for When Test Driving a New Vehicle

Test driving a new vehicle is an exciting part of the car-buying process, but it’s also one of the most important steps to ensure you’re making the right choice. A quick spin around the block can give you a feel for the car, but to truly evaluate it, you’ll want to look deeper. Here are […]
Read more
Duliban Insurance Brokers

Unlocking the Benefits of Your CAA Card

We are committed to providing comprehensive coverage and exceptional service to Ontario residents and are always on the lookout for ways to enhance the value we offer to our clients. One invaluable resource that we recommend for all Ontarians is the CAA card.  Now, you might be wondering, “why bother with a CAA card?” Well, let […]
Read more