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2025 Open Enrollment Checklist | INSURICA

2025 Open Enrollment Checklist | INSURICA

To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025. These changes include limits that are adjusted for inflation each year, such as the Affordable Care Act’s (ACA) […]
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The Growing Threat of Climate Change: How Hurricane Helen Reflects the Impact of a Warming Planet

The Growing Threat of Climate Change: How Hurricane Helen Reflects the Impact of a Warming Planet

In recent years, the conversation around climate change has shifted from abstract warnings to a harsh reality as communities across the globe face the increasing impact of natural disasters. One of the most recent and devastating examples is Hurricane Helen, which ravaged parts of North Carolina and the southeastern United States. This catastrophic event served […]
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Why It's Important to Test Your Smoke Alarms This Season

How Greenhouse Insurance Shields You from Natural Disasters

Greenhouses are more than just structures; they’re vital spaces where plants thrive and businesses grow. But as with any investment, they’re not immune to the wrath of nature. Extreme weather events like storms, hail, and floods can wreak havoc on greenhouses, causing significant damage and financial loss. That’s where greenhouse insurance steps in, offering protection […]
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Why It's Important to Test Your Smoke Alarms This Season

Why It’s Important to Test Your Smoke Alarms This Season

As the fall season sets in, it’s the perfect time to enjoy the comfort of warm blankets, pumpkin-spiced everything, and cozy nights by the fireplace. But with the drop in temperature, we often forget that the risk of house fires can actually increase. Fireplaces, heaters, and even holiday cooking all contribute to this seasonal danger. […]
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A Teen's Guide to Trick-or-Treating

A Teen’s Guide to Trick-or-Treating

As Halloween approaches, you might still be thinking about hitting the streets for some trick-or-treating fun. And why not? Halloween isn’t just for kids. But if you’re a teen planning to go out, it’s important to keep safety and respect top of mind. After all, while Halloween is about fun, it’s also about being considerate […]
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Cybersecurity Threats and Updates

Cybersecurity Threats and Updates

With cyberattacks on the rise, it’s more important than ever for organizations to stay proactive about cybersecurity and its threats. A well-rounded approach combines strong preventative measures with comprehensive cyber insurance. While cyber insurance provides financial protection, staying up-to-date with the latest threats and best practices is crucial for avoiding incidents altogether. This article highlights […]
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How to Protect Your Home from Sewer Damage

Thanksgiving Safety: Cooking with a Natural Gas Stove

Thanksgiving is a time for family, delicious meals, and gathering around the table. But with all the excitement, it’s easy to overlook kitchen safety, especially when using a natural gas stove or oven. Whether you’re a seasoned cook or a holiday host, these simple safety tips can help ensure your Thanksgiving feast goes off without […]
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How to Protect Your Home from Sewer Damage

How to Protect Your Home from Sewer Damage

Sewer and septic system issues can be a homeowner’s worst nightmare, leading to extensive water damage, costly repairs, and a lot of stress. While many homeowners may try to resolve blocked drains and flooded basements themselves, taking on sewer problems without proper precautions can put your home at risk. Before reaching for that plunger, here’s what […]
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Are you ready for Open Enrollment?

Are you ready for Open Enrollment?

Open Enrollment for 2025 Marketplace coverage starts November 1. Open Enrollment is right around the corner. Make sure you’re ready.  Image Did you:Gather basic information (PDF, 163 KB)? You can fill out your application faster if you’re ready with information like birthdates and Social Security Numbers (SSNs).Check to see if you might save on your coverage? […]
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Pay Raises Expected to Slow in 2025 as Labor Market Cools

Pay Raises Expected to Slow in 2025 as Labor Market Cools

As the white-hot labor market of the past few years shows signs of cooling down, pay raises for U.S. workers in 2025 are projected to be slower than recent trends. Still, most employers will give salary bumps above the 3% threshold that has become the norm in the pre-pandemic economy. Latest Forecasts Slightly Lower Than […]
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