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Travel Insurance Tips for Digital Nomads and Remote Workers

Travel Insurance Tips for Digital Nomads

The rise of digital nomads and remote workers has transformed the way people live, work, and travel. While the freedom to work from anywhere is exciting, it also brings unique challenges—especially when it comes to ensuring you’re properly insured. Travel insurance isn’t just a luxury for nomads; it’s a necessity. Here’s what you need to […]
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Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill.

Is One Massive Claim to Blame? What is the Real Result of My Sky-High EMOD?

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill. But here’s the thing—this explanation isn’t just oversimplified; it’s wrong. […]
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Workers’ Compensation in Educational Institutions

Workers’ Compensation in Educational Institutions

Workers’ compensation is a vital component of employee benefits for educational institutions. It provides coverage for workplace injuries or illnesses, ensuring that employees receive the medical care and support they need while protecting schools from costly lawsuits. For administrators, understanding how workers’ compensation works and tailoring it to the unique environment of schools is essential […]
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7 Things to Consider Before Starting a Family

7 Things to Consider Before Starting a Family

Starting a family is an exciting milestone, but it’s also a decision that comes with significant responsibilities. To ensure you’re ready for this next chapter, it’s important to plan ahead and weigh all the factors involved. Here are seven key things to consider when preparing to grow your family. 1. Financial Stability Before starting a […]
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Why Annual Travel Insurance Is a Game-Changer for Frequent Flyers

Why Annual Travel Insurance Is a Game-Changer for Frequent Flyers

For frequent flyers, the hassle of purchasing travel insurance for each trip can feel like an unnecessary chore. Whether you’re jetting off for business meetings, weekend getaways, or extended holidays, there’s an easier way to stay covered without repetitive planning: annual travel insurance.   This type of policy is designed with convenience and cost-effectiveness in […]
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Preventing Violence in the Healthcare Workplace

Preventing Violence in the Healthcare Workplace

Workplace violence in the healthcare industry has been declining, but that doesn’t mean it’s completely absent from hospitals and other medical clinics. According to the Bureau of Labor Statistics, almost half of non-fatal injuries from occupational assaults and violence occur in healthcare and social services settings. Who is most at risk? Statistics indicate that nurses […]
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Change Healthcare Cyberattack Causes Disruptions

Change Healthcare Cyberattack Causes Disruptions

On Feb. 21, 2024, Change Healthcare, a subsidiary of UnitedHealth Group (UHG) and one of the largest platforms for managing health insurance billing and payments in the United States, experienced a large-scale cyberattack. This attack forced the company to shut down over 100 services across its system for multiple weeks, affecting millions of health care […]
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Monitoring to Prevent Patterns of Violations: two mine workers in orange safety vest overlooking a coal operation.

Monitoring to Prevent Patterns of Violations

Since the Department of Labor’s Mine Safety and Health Administration (MHSA) passed the Federal Mine Safety and Health Act in 1977, MHSA has possessed the power to shut down mines that show a pattern of violations, but that power had been rarely used until the past few years. As part of its mission to increase […]
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Winter Weather Oil and Gas Safety Tips

Winter Weather Oil and Gas Safety Tips

Workers exposed to extremely cold conditions are at risk of serious health problems, including hypothermia, frostbite, dehydration, and muscle injuries. Frigid temperatures can also cause additional pain for those who suffer from arthritis and rheumatism. To prevent injuries and illness as a result of winter weather, it’s important to learn about the causes, symptoms, and […]
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