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Things to Know Before Buying a Pre-Construction Home

Pre-Construction Home Tips – Duliban Insurance

Buying a home is one of the most significant investments you’ll make in your lifetime, and purchasing a pre-construction property offers a unique opportunity to customize your dream home from the ground up. However, it also comes with its own set of considerations and potential challenges. From understanding the financial commitments to ensuring your investment […]
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If You Win the Lottery... What Insurance Should You Get First?

If You Win the Lottery… What Insurance Should You Get First?

Most people have played the “what if” game at least once. You buy a ticket, imagine your numbers coming up, and suddenly your life looks completely different. New home. Travel. Helping family. Maybe early retirement. But there’s one part of the fantasy most people don’t consider until reality sets in: how do you protect a […]
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A business professional working on a laptop — researching the best commercial insurance in Ontario.

Ontario Business Insurance Guide 2025

How to Choose the Right Commercial Insurance Broker With so many options available, selecting a trusted broker is as important as choosing the coverage itself. The best brokers represent multiple providers rather than a single insurer, giving business owners access to a wider range of policies and pricing. They also offer expert guidance tailored to […]
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Who Pays If Someone Else Crashes Your Car?

Who Pays If Someone Else Crashes Your Car?

Lending your vehicle to a family member or friend might seem harmless – especially if it’s just for a quick errand or a short trip. But what many drivers don’t realize is that if the person behind the wheel gets into an accident, your insurance is usually the one that responds, not theirs. In Ontario, […]
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Myths Your Neighbour Probably Told You (That Aren’t True)

Myths Your Neighbour Probably Told You (That Aren’t True)

Most people have that neighbour – the friendly advice-giver who swears they “know how insurance works” because “that’s how my cousin’s policy used to be.” And while the intentions are good, a lot of the insurance “facts” that get passed around the driveway or over the fence are myths that stopped being true a long […]
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Renting a Car Abroad: Should You Use Your Credit Card Insurance?

Renting a Car Abroad: Should You Use Your Credit Card Insurance?

When Convenience Meets Confusion There’s a lot to think about when renting a car in another country – driving on the opposite side of the road, reading unfamiliar signs, and navigating winding routes in a brand-new place. Somewhere between juggling your luggage and signing the rental agreement, you’ll be asked a familiar question: “Would you […]
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What an Adjuster Really Does (and How to Work With Them)

What an Adjuster Really Does (and How to Work With Them)

Behind the Scenes of Every Claim When a loss happens – whether it’s a car accident, a burst pipe, or storm damage – you might expect your insurance company to handle the claim from start to finish. But behind the scenes, the person truly managing your file and determining what happens next is your insurance […]
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Your Home's Value Changed - Did Your Insurance Keep Up?

Your Home’s Value Changed – Did Your Insurance Keep Up?

Between rising construction costs, material shortages, and an increasingly competitive real estate market, many Ontario homeowners have seen the value of their homes jump in the past few years, sometimes by hundreds of thousands of dollars. But while most people celebrate increased property value, very few stop to consider whether their insurance coverage has kept […]
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Fire and Security Safety for School Holiday Events

Fire and Security Safety for School Holiday Events

Fire and security safety for school holiday events should be a top priority as schools prepare for winter concerts, class parties, and seasonal performances. While these events foster community and joy, they also bring increased fire and security risks due to decorations, after-hours gatherings, and higher foot traffic. By proactively addressing fire and security safety […]
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How Life Insurance Fits Into Your Long-Term Financial Plan

How Life Insurance Fits Into Your Long-Term Financial Plan

When people think about financial planning, they often focus on investments, savings, and retirement accounts. While those are key components of any plan, there’s another piece that’s just as important, and often overlooked: life insurance.   Life insurance isn’t only about preparing for the unexpected. It’s about ensuring that your financial goals stay on track, […]
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