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Why Buying Life Insurance Before 35 Is a Smart Move

Why Buying Life Insurance Before 35 Is a Smart Move

When you’re in your 20s or early 30s, life insurance might not seem like a priority. After all, you’re probably focused on building your career, paying off student loans, or maybe even saving for a home. But securing a life insurance policy while you’re young can be one of the smartest financial decisions you make. […]
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Biking Season Is Here: Stay Safe and Share the Road

Biking Season Is Here: Stay Safe and Share the Road

As the weather warms up, more cyclists are hitting the streets, trails, and bike lanes. Whether you’re an avid cyclist or a driver navigating busy roads, safety should be a top priority. With more bikes on the road, the potential for accidents increases—making it crucial for everyone to be aware, alert, and prepared.   A […]
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Spring Travel Insurance: Do You Really Need It?

Spring Travel Insurance: Do You Really Need It?

Spring is the perfect time for a getaway. Whether you’re heading south for some sunshine, exploring a new city, or taking a scenic road trip, travel is all about adventure and relaxation. But even the best-planned trips can come with unexpected surprises—flight delays, lost luggage, or sudden illnesses can quickly derail your vacation and lead […]
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Tips for Talking to Your Family About Finance

Tips for Talking to Your Family About Finance

Money is one of the most important topics a family can discuss—yet it’s also one of the most avoided. Whether it’s budgeting, saving for the future, or planning for unexpected events, financial conversations can sometimes feel uncomfortable. But open, honest discussions about money can help set your family up for long-term security and prevent stress […]
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The Impact of Spring Construction on Your Home & Auto Insurance

The Impact of Spring Construction on Your Home & Auto Insurance

Spring is a season of renewal, and for many, that means home renovations, road construction, and major infrastructure projects. Whether you’re upgrading your home or navigating detours and potholes, it’s important to understand how these seasonal changes can impact your home and auto insurance coverage.   How Home Renovations Affect Your Insurance A fresh coat […]
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Act now for health coverage in 2025

Stay healthy—use your free preventive benefits

Published on April 17, 2025All Marketplace plans have free preventive benefits to help keep you healthy and avoid more serious illnesses. Talk with your doctor to figure out which services are right for you. Remember, services are only free if you get them from a provider in your plan’s . What preventive services could I get?Some common […]
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3 Risks of Not Having Enough Life Insurance

3 Risks of Not Having Enough Life Insurance

Life insurance is designed to provide financial security and peace of mind, ensuring that your loved ones are protected if the unexpected happens. But having a policy in place doesn’t necessarily mean you’re fully covered. Many people underestimate how much life insurance they actually need, leaving their families vulnerable to financial hardship. Without sufficient coverage, […]
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Cyberbullying Prevention in Schools | INSURICA

Cyberbullying Prevention in Schools | INSURICA

As technology becomes more embedded in students’ daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts must […]
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Navigating Canada’s Healthcare Wait Times: How an HSA Can Help

Navigating Canada’s Healthcare Wait Times: How an HSA Can Help

Healthcare wait times in Canada continue to be a growing concern, with patients facing significant delays for diagnostic tests, specialist appointments, and critical medical procedures. According to recent data, the median wait time from a general practitioner referral to treatment now stands at 30 weeks—far beyond what’s considered medically reasonable. These delays can lead to […]
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Mortgage Insurance vs. Term Life Insurance: What’s the Difference?

Mortgage Insurance vs. Term Life Insurance: What’s the Difference?

When protecting your home and loved ones, it’s important to understand the difference between mortgage insurance and term life insurance. While both offer financial protection, they function very differently. Here’s a simple breakdown to help you decide which option best suits your needs.   How Much Coverage Do You Get? Mortgage Insurance: Coverage is limited […]
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