SECURE 2.0 Implementation: A New Era in Retirement Planning

September 10, 2025
Agent7

The SECURE 2.0 Act, passed in late 2022 and now in active rollout through 2025, is reshaping the landscape of workplace retirement planning. Designed to expand access, modernize plan design, and improve financial preparedness, the law introduces over 90 new provisions—many of which are now surfacing in HR departments across the country. Automatic Enrollment Takes […]

Group Health Premiums on the Rise: What Employers Need to Know

September 9, 2025
Agent7

In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks. These group health premium hikes pose challenges to affordability and enrollment, particularly for small […]

How Farm Insurance Protects Against Common Fall Hazards

Farm Insurance for Fall Hazards

September 8, 2025
Agent7

As the leaves change color and the air turns crisp, farmers across Ontario prepare for the busy fall harvest season. While this time of year brings a sense of accomplishment and the fruits of your labor, it also introduces a set of unique risks that can impact your farm’s operations. From equipment breakdowns to worker […]

Insurance Questions Every Airbnb or VRBO Host Should Expect

Insurance FAQs for Airbnb & VRBO Hosts

September 7, 2025
Agent7

Short term rentals have become a popular way for homeowners to generate income. Whether you’re renting out a downtown condo, a basement suite, or a family cottage, platforms like Airbnb and VRBO have made it easier than ever to get started. But many hosts are unaware that their standard home insurance likely won’t cover the […]

Charting Ontario’s Late-Summer Boating Routes

September 6, 2025
Agent7

For many experienced boaters, the real thrill of summer isn’t simply being on the water – it’s the journey itself. Charting a course, setting off from familiar marinas, and weaving your way through Ontario’s waterways offers an unmatched sense of freedom. As summer draws to a close, this is the perfect time to map out […]

The Hidden Gaps in Your Credit Card Travel Insurance

Travel Insurance Gaps on Credit Cards

September 5, 2025
Agent7

For many Canadians, pulling out the credit card to book a trip feels like an extra safety net. After all, most premium cards come with some form of travel insurance – a built-in perk that can save you from buying a separate policy. But here’s the catch: what’s included isn’t always as comprehensive as it […]

Back-to-School Tech Tips for Families

September 4, 2025
Agent7

The Digital Shift in Back-to-School Prep Back-to-school season used to mean pencils, notebooks, and backpacks stuffed with lunchboxes. These days, it often includes tablets, laptops, and even school-issued devices that connect kids to classrooms around the world. Technology has become an essential part of learning, but it also brings new challenges for families: too much […]

The Role of Employee Training in Preventing Cyber Threats

Training Staff to Prevent Cyber Threats

September 3, 2025
Agent7

In today’s digital-first business environment, cyber threats are more sophisticated than ever. While companies invest heavily in firewalls, antivirus software, and secure networks, one vulnerability often goes overlooked: human error. From clicking on phishing emails to using weak passwords, employees, often unknowingly, can be the entry point for cybercriminals. The good news is that […]

Short Term Rentals Are Booming – Are You Covered?

September 2, 2025
Agent7

Across Canada, short-term rentals are exploding in popularity. Platforms like Airbnb and VRBO have transformed cottages, condos, and even spare rooms into income-generating properties. Urban dwellers are renting out downtown apartments, while vacation hotspots are seeing entire homes listed for seasonal stays. Industry reports show that the number of active short-term rental listings has […]

Do “You-Pick” Farms in Ontario Need Insurance?

September 1, 2025
Agent7

There’s nothing quite like the charm of a you-pick farm. Whether it’s fresh strawberries in June, vibrant sunflowers in August, or pumpkins in the fall, inviting people to wander your property and harvest their own goods creates a memorable, hands-on experience. But as welcoming as these farms feel, there’s a side to the business that’s […]