Uber & Ride-Sharing Insurance: What You Need to Know

August 1, 2025
Agent7

The rise of ride-sharing services like Uber, Lyft, and other app-based platforms has changed the way we move and how we insure ourselves behind the wheel. Whether you’re considering driving part-time for extra income or already accepting passengers, it’s crucial to understand how insurance works when you’re using your vehicle for commercial purposes. Many […]

CPR and AED Training for School Staff

July 31, 2025
Agent7

As students return to campus, it’s important for school administrators to assess more than just academics and operations. One critical area that deserves attention is CPR and AED training for school staff. Ensuring your employees are prepared to respond to cardiac emergencies can save lives—and now is the perfect time to make it a priority. […]

A Teen’s Guide to Trick-or-Treating

July 30, 2025
Agent7

As Halloween approaches, you might still be thinking about hitting the streets for some trick-or-treating fun. And why not? Halloween isn’t just for kids. But if you’re a teen planning to go out, it’s important to keep safety and respect top of mind. After all, while Halloween is about fun, it’s also about being considerate […]

Test Your Smoke Alarms This Season

July 29, 2025
Agent7

As the fall season sets in, it’s the perfect time to enjoy the comfort of warm blankets, pumpkin-spiced everything, and cozy nights by the fireplace. But with the drop in temperature, we often forget that the risk of house fires can actually increase. Fireplaces, heaters, and even holiday cooking all contribute to this seasonal danger. […]

The Growing Threat of Climate Change: How Hurricane Helen Reflects the Impact of a Warming Planet

Hurricane Helen: Climate Change’s Growing Threat

July 28, 2025
Agent7

In recent years, the conversation around climate change has shifted from abstract warnings to a harsh reality as communities across the globe face the increasing impact of natural disasters. One of the most recent and devastating examples is Hurricane Helen, which ravaged parts of North Carolina and the southeastern United States. This catastrophic event served […]

The Importance of Commercial Real Estate Insurance for Your Business

Why Commercial Real Estate Insurance Matters

July 27, 2025
Agent7

Owning commercial real estate is a significant investment, and with it comes the responsibility of ensuring your property is properly protected. Whether it’s an office building, retail space, or industrial property, unexpected events like fires, floods, or vandalism can cause significant damage, potentially leading to business interruptions and financial loss. Commercial real estate insurance is […]

Fall Coverage Gaps: Is Your Farm Insurance Ready for the Changing Season?

EV vs. Gas TCO: Which Saves You More?

July 26, 2025
Agent7

When considering whether to buy an electric vehicle (EV) or stick with a traditional gas-powered car, the total cost of ownership (TCO) plays a crucial role in making the decision. The TCO includes not just the purchase price, but also factors like fuel, maintenance, insurance, and resale value. Although EVs tend to have a higher […]

Protecting Your Summer Toys: What Insurance Covers and What It Doesn’t

July 25, 2025
Agent7

There’s nothing quite like summer in Canada. Long weekends, cottage escapes, and afternoons spent on the lake or trail are what memories are made of. Whether it’s launching your jet ski, hitching up the trailer, or kicking up some dust on your ATV, those summer toys bring freedom and fun. But before the adventures begin, […]

Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

July 24, 2025
Agent7

In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions […]

How INSURICA Clients Gain an Edge with OutSail

July 23, 2025
Agent7

Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one – when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure. INSURICA’s new collaboration with OutSail […]