Snowmelt Prevention Tips – INSURICA

January 15, 2026
Agent7

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt—can lead to significant property damage. Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations. Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window […]

Eliminate Radon Dangers – INSURICA

January 14, 2026
Agent7

Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since the air pressure in a typical home is lower than the pressure in the soil around the foundation, the home acts like a vacuum and draws radon in through cracks in the foundation. Radon exposure can […]

Supporting Employee Mental Health During Challenging or Traumatic Times

January 13, 2026
Agent7

During challenging times or traumatic events, organizations can do a lot to support employees. NAMI encourages people to bring their whole selves to work, which includes their mental health. As employers, it’s important to acknowledge what’s happening outside of the workplace, its potential impact on employee wellness, and support employees so that they can continue […]

AI Powered Benefits Solutions: Navigating Rising Costs in 2026

January 12, 2026
Agent7

Health benefit costs are projected to rise nearly 9% in 2026, putting significant pressure on employers to balance affordability with employee satisfaction. Against this backdrop, artificial intelligence (AI) is emerging as a transformative tool in the benefits space. By personalizing offerings and automating administration, AI promises to reduce costs while enhancing the employee experience. Personalization […]

Forklifts play an important role in moving materials safely and efficiently in many workplaces. However, even a simple task like getting on or off a forklift can lead to serious injuries if not done correctly.

Mounting and Dismounting Forklifts – INSURICA

January 11, 2026
Agent7

Forklifts play an important role in moving materials safely and efficiently in many workplaces. However, even a simple task like getting on or off a forklift can lead to serious injuries if not done correctly. Common hazards associated with mounting and dismounting a forklift include: Slip, trips and falls Strains and sprains Head injuries from […]

Commercial General Liability Insurance – INSURICA

January 10, 2026
Agent7

Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one […]

Health & Welfare Benefits Year End Roundup: 2025 Regulatory Highlights

January 9, 2026
Agent7

As 2025 draws to a close, employers and benefits professionals face a shifting regulatory landscape that will shape health and welfare programs in 2026 and beyond. This year’s developments underscore the government’s dual priorities: expanding access, modernizing benefit delivery, and balancing compliance with practical flexibility. Below is a roundup of the most significant regulatory highlights. […]

Employee Benefits Compliance Updates for 2026

January 8, 2026
Agent7

As 2025 closes, several pressing compliance issues will shape your responsibilities in 2026. Updated PCORI fees, Affordable Care Act (ACA) reporting obligations, state-level mandates, and new federal requirements such as gag clause attestations are all on the horizon. PCORI Fees Updated for 2026 The Patient Centered Outcomes Research Institute (PCORI) fee continues to apply to […]

11 Simple Ways to Save on Your Energy Bills

January 7, 2026
Agent7

With energy costs continuing to rise across Ontario, many households are looking for practical ways to reduce their monthly hydro bills. The good news is that saving energy does not always require major upgrades or lifestyle changes. Small adjustments around the home can add up to meaningful savings over time. Here are some simple, realistic ways […]

School bus driving in the winter weather snow.

Winter Weather Preparedness for School Operations

January 6, 2026
Agent7

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond. While winter preparedness is commonly associated with protecting school buildings, the real […]