Identity Theft: Protecting Yourself – INSURICA

March 2, 2025
Agent7

Identity thieves get information in a variety of ways, including: Stealing personal items such as a wallet, purse, laptop, personal digital assistant and mail Picking through garbage for discarded credit card statements, bank statements and pre-approved credit card offers Hacking into computers Posing as someone else to obtain personal information from a bank, credit card […]

Effective Volunteer Management | INSURICA

March 1, 2025
Agent7

Volunteer Management is an essential component of many school communities, contributing to educational programs and student activities through dedicated volunteer support. Effective volunteer management goes beyond recruitment—it also involves addressing liability and safety concerns to protect both volunteers and the school environment. In successful volunteer management, thorough background checks and proactive supervision are critical. 1. […]

Understanding the Tax Advantages of Offering Group Benefits

February 28, 2025
Agent7

For Canadian employers, offering group benefits isn’t just about supporting your employees—it’s also a smart, tax-efficient way to invest in your business. Group benefits, like health, dental, life insurance, and retirement savings plans, can help attract and retain top talent while providing financial advantages for both you and your team. Let’s dive into the tax […]

The Importance of Builder’s Risk Insurance: When Do You Need It?

February 27, 2025
Agent7

When it comes to construction projects, whether you’re building a new home or renovating an existing structure, having the right insurance coverage is crucial. One key policy that often flies under the radar is builder’s risk insurance. So, what is it, and why do you need it? Let’s break it down… What is Builder’s […]

Life Insurance Essentials for Primary Caregivers

February 26, 2025
Agent7

As a primary caregiver, you’re the cornerstone of your family. You provide emotional, physical, and often financial support to your loved ones every day. While caregiving is a selfless and rewarding role, it’s important to consider how your family would cope financially if you were no longer able to provide that care. Life insurance offers […]

Winter Driving Tips for EV Owners: Maximizing Battery Life & Performance

February 25, 2025
Agent7

Winter brings unique challenges for all drivers, but if you own an electric vehicle (EV), you may have noticed that colder temperatures can impact your car’s performance. While EVs offer a cleaner and more efficient alternative to gas-powered cars, winter conditions require a little extra planning. Here’s how you can maximize your EV’s battery […]

Safe Use of Temporary Space Heaters in Livestock Barns

February 24, 2025
Agent7

Temporary electric space heaters are a convenient solution for providing warmth in various settings. However, when used improperly or in the wrong environment, they can pose a significant fire risk. This is especially concerning in livestock barns, where moisture, corrosive vapors, and improper installation methods can increase the likelihood of a devastating fire. Why […]

Beach, Slopes, or Staycation? Why Travel Insurance Matters for Every March Break Getaway

February 23, 2025
Agent7

March Break is the perfect time to escape the daily grind and enjoy some well-deserved relaxation. Whether you’re soaking up the sun on a beach, hitting the slopes for a ski adventure, or opting for a cozy staycation, unexpected surprises can always arise. That’s where travel insurance comes in—it ensures your getaway stays stress-free, no […]

Nearly Half of U.S. Workers Not Confident in Retirement Savings

February 17, 2025
Agent7

A new study reveals that many Americans feel anxious and uncertain when it comes to planning for their retirement years. With 46% of respondents reporting that they lack confidence in having enough money saved, employers have an opportunity to step up with more robust retirement benefits to attract and retain talent. When Did They Start […]

The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities.

Mental Health Parity Continues to Be a Top Enforcement Priority

February 16, 2025
Agent7

The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities. MHPAEA is a federal law that prevents group health plans […]