Navigating Canada’s Healthcare Wait Times: How an HSA Can Help

April 15, 2025
Agent7

Healthcare wait times in Canada continue to be a growing concern, with patients facing significant delays for diagnostic tests, specialist appointments, and critical medical procedures. According to recent data, the median wait time from a general practitioner referral to treatment now stands at 30 weeks—far beyond what’s considered medically reasonable. These delays can lead to […]

Mortgage Insurance vs. Term Life Insurance: What’s the Difference?

April 14, 2025
Agent7

When protecting your home and loved ones, it’s important to understand the difference between mortgage insurance and term life insurance. While both offer financial protection, they function very differently. Here’s a simple breakdown to help you decide which option best suits your needs. How Much Coverage Do You Get? Mortgage Insurance: Coverage is limited […]

The Guide to Understanding Work Benefits

April 13, 2025
Agent7

Work benefits are an essential part of any compensation package, providing financial security, health coverage, and additional perks that support employees beyond just their paycheck. Whether you’re starting a new job or simply reviewing your current benefits, understanding what’s available can help you make informed decisions for yourself and your family. Here’s a breakdown […]

10 Life Changes That Should Prompt a Life Insurance Update

April 12, 2025
Agent7

Life is full of milestones, and with each major change, your financial responsibilities and protection needs evolve. Whether you’re starting a family, buying a home, or launching a business, these shifts can significantly impact your life insurance needs. If you haven’t reviewed your policy in a while, now might be the perfect time to check […]

Cyberbullying Prevention in Schools | INSURICA

April 11, 2025
Agent7

As technology becomes more embedded in students’ daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts must […]

6 Things to Consider When Choosing a Guardian for Your Child

April 10, 2025
Agent7

As a parent, one of the most difficult but important decisions you may ever make is choosing a guardian for your child in the event that you’re no longer able to care for them. While no one likes to dwell on the unexpected, planning ahead ensures your child will be cared for by someone you […]

Common Exposures for Personal Lines Clients

April 9, 2025
Agent7

Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and […]

Spring Storm Safety Tips for Businesses

April 8, 2025
Agent7

Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures businesses can take to minimize damage. Dangerous Spring Weather Unexpected severe weather increases the risk of property damage, injury and […]

Preventing Slips, Trips and Falls on the Farm

April 7, 2025
Agent7

Slips, trips and falls are some of the most commonly occurring accidents for agricultural workers. These serious and often preventable incidents can result in significant injuries or death. Workers should be aware of these helpful tips to reduce their risk of injuries from falls at work: Wear footwear (e.g., shoes and boots) with slip-resistant soles […]

Job seekers nowadays have endless options if they're looking to switch jobs. With such a tight labor market, they can afford to be selective. As employers compete for top talent, one aspect increasingly coming under scrutiny is paid time off (PTO).

Is Your Paid Time Off Keeping Candidates Away?

April 6, 2025
Agent7

Job seekers nowadays have endless options if they’re looking to switch jobs. With such a tight labor market, they can afford to be selective. As employers compete for top talent, one aspect increasingly coming under scrutiny is paid time off. Minimal Leave a Major Red Flag According to a recent survey of over 1,000 workers […]