Understanding Riders, Endorsements, and Other Insurance Buzzwords

October 16, 2025
Agent7

Why Insurance Jargon Trips People Up Let’s face it – insurance isn’t always written in plain English. Between riders, endorsements, and licenses, it’s easy to skim through a policy and nod along without fully understanding what you’re reading. But those terms matter. They often define the protections, limitations, and options built into your coverage. Decoding […]

Cybersecurity Tips for Online Shopping During the Holidays

October 15, 2025
Agent7

During the holiday season, it’s often easier to shop online to find gifts for your loved ones. But while online shopping can save you a trip to the store, it also comes with cybersecurity risks. Online shoppers are often top targets for cybercriminals, especially during the holidays. In fact, according to a recent survey from […]

Why Are Home Insurance Rates Rising?

October 14, 2025
Agent7

Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise. Although the cost of insurance may fluctuate for various reasons each year, the following are some factors currently influencing home insurance policies across the […]

Hot Dog Incident on Highway Emphasizes the Risks of Cargo Spills

October 13, 2025
Agent7

In August 2025, a tractor-trailer owned by a third-party freight carrier was transporting thousands of pounds of frozen hot dogs when it overturned and struck another vehicle on Interstate 83 while traveling through York County, Pennsylvania, resulting in the meat products spilling across the highway. According to local authorities, the incident occurred on a weekday […]

October is Cybersecurity Awareness Month

October 12, 2025
Agent7

October is Cybersecurity Awareness Month. During this month, the public and private sectors work together to raise awareness about the importance of cybersecurity. October 2025 marks the 22nd Cybersecurity Awareness Month. This month serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here […]

Supplemental Health Products Surge as Employees Seek Layered Coverage

October 11, 2025
Agent7

In a year defined by rising healthcare costs and shifting employee expectations, supplemental health insurance products are experiencing a notable surge. According to LIMRA’s latest workplace benefits sales data, accident, critical illness, and hospital indemnity insurance sales rose 11% year-over-year through the third quarter of 2024. This growth reflects a broader trend: employees are increasingly […]

Balancing Benefits Costs with Talent Strategy in 2025

October 10, 2025
Agent7

In today’s competitive labor market, benefits managers are walking a tightrope: controlling rising costs while delivering packages that attract and retain top talent. According to SHRM’s 2025 Employee Benefits Survey, this balancing act is now one of the most pressing challenges facing HR leaders. Health care remains the cornerstone, with 88% of employers rating it […]

OSHA Announces Top 10 Violations for 2025

October 9, 2025
Agent7

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10 […]

Once considered a niche offering or a reactive add-on, mental health benefits have now moved to the center of the employee experience. In 2025, nearly half of U.S. employers offer some form of mental health support beyond traditional EAPs—a sharp rise from just 30% in 2023. This shift isn’t just cultural; it’s strategic.

What Employers Need to Know

October 8, 2025
Agent7

Once considered a niche offering or a reactive add-on, mental health benefits have now moved to the center of the employee experience. In 2025, nearly half of U.S. employers offer some form of mental health support beyond traditional EAPs—a sharp rise from just 30% in 2023. This shift isn’t just cultural; it’s strategic. From Perk […]

Teaching Digital Safety to Students

October 7, 2025
Agent7

Cyber hygiene for schools is more important than ever in today’s digital learning environment. Teaching digital safety to students not only protects their personal information but also strengthens overall school cybersecurity. With increasing online access in classrooms, cyber hygiene for schools must become a routine part of curriculum planning and student behavior expectations. What is […]