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Customer and car dealer discussing documents and car keys, representing the decision between leasing vs financing a car.

the Best Option for Canadian Drivers

FactorLeasingFinancingOwnershipYou don’t own the vehicle (unless you buy it at lease-end)You own the car once the loan is paid offMonthly paymentsLower, because you pay only for depreciationHigher, because you pay for full valueDown paymentUsually smallerOften larger (5–20%)Kilometre limitsYes (exceeding costs extra)No restrictionsWear and tearMust meet strict lease return standardsYour responsibility but no penaltyEnd of termReturn […]
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Halloween Movie Characters Who Could Have Used Life Insurance

Your Guide to the Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan (CDCP) is a recent initiative designed to expand access to dental care for millions of Canadians. If you’ve heard about this program and are wondering what it means for you or your employees, this guide will cover the key details. We’ll address what the CDCP is, who qualifies, and how […]
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Understanding the New Canadian Dental Care Plan

Understanding the New Canadian Dental Care Plan

For many Canadians, the cost of dental care has been a long-standing barrier to consistent oral health. Recognizing this gap, the federal government introduced the Canadian Dental Care Plan (CDCP) – a program designed to help make dental care more accessible and affordable for millions of Canadians without private insurance.   With phased enrollment and […]
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Storm-Proofing Your Cottage: Preparing for a Wild Canadian Summer

Storm-Proofing Your Cottage: Preparing for a Wild Canadian Summer

When we picture cottage season in Canada, it’s often lazy afternoons on the dock, crackling bonfires, and peaceful, unplugged weekends. But summer also brings unpredictable weather – especially in rural and lakefront areas where cottages are often located.   Heavy rain, windstorms, hail, and even localized flooding can turn a weekend escape into a property […]
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Halloween Movie Characters Who Could Have Used Life Insurance

Your Guide to the Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan (CDCP) is a recent initiative designed to expand access to dental care for millions of Canadians. If you’ve heard about this program and are wondering what it means for you or your employees, this guide will cover the key details. We’ll address what the CDCP is, who qualifies, and how […]
Read more
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    Garuda Investment and Trading LLC 8833 Monterey Hwy Suite J #200 Gilroy Ca 95030
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