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How to Lower Your Insurance Premiums: Practical Tips That Work

The Importance of Commercial Real Estate Insurance for Your Business

Owning commercial real estate is a significant investment, and with it comes the responsibility of ensuring your property is properly protected. Whether it’s an office building, retail space, or industrial property, unexpected events like fires, floods, or vandalism can cause significant damage, potentially leading to business interruptions and financial loss. Commercial real estate insurance is […]
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The Value of Commercial Umbrella Insurance

The Value of Commercial Umbrella Insurance

In today’s increasingly litigious environment, lawsuits stemming from liability incidents have surged in frequency and severity, leaving many organizations with substantial losses. Due to the complex nature of these losses, they could potentially surpass organizations’ primary liability coverage limits, which refer to the maximum amount that an insurer will pay toward a claim. In these […]
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Insurance Challenges Facing Coastal Commercial Properties

Insurance Challenges Facing Coastal Commercial Properties

Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real estate in the United States, primarily due to their economic benefits. Nevertheless, coastal environments also pose a range of unique risks, including natural disasters (e.g., hurricanes and floods), environmental […]
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2024 Midyear Market Outlook: Commercial Property Insurance

2024 Midyear Market Outlook: Commercial Property Insurance

The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-setting levels in 2023, surging by an average of 20.4% in the first quarter alone and only slightly falling to 18.3% in the latter half of the year. These […]
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