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The Real Cost of Frozen Pipes (and How to Avoid a Winter Insurance Claim)

The Real Cost of Frozen Pipes (and How to Avoid a Winter Insurance Claim)

It happens every year: the first deep freeze arrives sooner than expected, and suddenly homeowners are dealing with the unpleasant surprise of frozen pipes. What starts as a small blockage can quickly turn into a major problem, leading to burst pipes, flooding, and thousands of dollars in repairs. Understanding how frozen pipes happen, what they really […]
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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Cost & Risk in Group Benefits: 2025 Strategies

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs. […]
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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs. The […]
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Report Finds Weight Loss Drugs Key Driver of 2025 Health Care Cost Increase

Report Finds Weight Loss Drugs Key Driver of 2025 Health Care Cost Increase

A recent Business Group on Health (BGH) survey found that heightened interest and spending on glucagon-like peptide-1(GLP-1) drugs is a major driver of rising health care costs in 2025. Americans’ interest in GLP-1 drugs is increasingly pressuring employers’ budgets. On average, GLP-1 treatment costs around$1,000 per individual each month. The medications were traditionally used to […]
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