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Americans are feeling more confident about their finances and retirement readiness, according to new data on 401(k) and health savings account (HSA) balances. Supported by greater savings rates and positive market performance, average account balances grew significantly from 2023 to 2024.

Higher Confidence Drives Increased 401(k) and HSA Contributions

Americans are feeling more confident about their finances and retirement read­iness, according to new data on 401(k) and health savings account (HSA) balances. Supported by greater savings rates and pos­itive market performance, average account bal­ances grew significantly from 2023 to 2024. Big Jump in Average 401(k) Balances The average 401(k) account balance at the end […]
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Inflation Drives 2025 HSA Contribution Limits Up Again: A female holding a piggy bank.

Inflation Drives 2025 HSA Contribution Limits Up Again

As inflation continues, the IRS has announced higher health savings account (HSA) contribution limits for 2025. The boosted limits give employees more room to save and invest money for medical expenses tax-free. 2025 HSA Limits Jump Thanks to Inflation For 2025, the HSA contribution limit for individual coverage will increase by 3.6% to $4,300, up […]
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