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Commercial General Liability Insurance - INSURICA

Commercial General Liability Insurance – INSURICA

Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one […]
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Subcontractor vs. General Contractor Insurance: What’s the Difference?

Subcontractor vs. General Contractor Insurance: What’s the Difference?

If you work in construction, you know that every project relies on a mix of professionals, from general contractors overseeing the big picture to subcontractors handling specialized tasks. But when it comes to insurance, their needs aren’t the same.   Understanding the difference between general contractor insurance and subcontractor insurance is essential for protecting your […]
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2024 Midyear Market Outlook: General Liability Insurance

2024 Midyear Market Outlook: General Liability Insurance

The general liability insurance market has faced hardening conditions in recent years, largely due to increasing claim frequency and severity. As such, most policyholders have encountered ongoing rate jumps, stringent underwriting standards and limited capacity. Fortunately, insurance carriers recorded improved underwriting results in 2022-23, allowing for premium moderation. These conditions have pressed on in 2024 […]
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