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What does health insurance cover?

In today’s complex and ever-changing world, having health insurance is more important than ever. But do you truly understand what your health insurance policy covers? In this article, we’ll dive deep into the basics of health insurance, explore the different types of coverage available, discuss key components of health insurance, and help you understand what […]
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The Trump administration has issued a series of executive orders aimed at recalibrating federal oversight of employer-sponsored health plans. These directives target unpublished rules and agency enforcement priorities, signaling a shift toward deregulation and increased flexibility for plan sponsors.

Trump Administration Reshapes Health Plan Oversight

The Trump administration has issued a series of executive orders aimed at recalibrating federal oversight of employer-sponsored health plans. These directives target unpublished rules and agency enforcement priorities, signaling a shift toward deregulation and increased flexibility for plan sponsors. In tandem with these policy moves, leadership changes at key agencies are already influencing the regulatory […]
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Supplemental Health Products Surge as Employees Seek Layered Coverage

Supplemental Health Products Surge as Employees Seek Layered Coverage

In a year defined by rising healthcare costs and shifting employee expectations, supplemental health insurance products are experiencing a notable surge. According to LIMRA’s latest workplace benefits sales data, accident, critical illness, and hospital indemnity insurance sales rose 11% year-over-year through the third quarter of 2024. This growth reflects a broader trend: employees are increasingly […]
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Group Health Premiums on the Rise: What Employers Need to Know

Group Health Premiums on the Rise: What Employers Need to Know

In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks. These group health premium hikes pose challenges to affordability and enrollment, particularly for small […]
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Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions […]
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Supporting Employee Mental Health with Group Benefit Plans

Supporting Employee Mental Health with Benefits

In today’s fast-paced work environment, mental health is more important than ever. As an employer, one of the best ways to support your team’s well-being is by offering a comprehensive group benefits plan that includes mental health support. These plans not only provide financial relief but also give employees access to valuable resources, helping them […]
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Recent surveys indicate heightened anxiety among many U.S. employees planning to conceive or adopt children. This follows the 2024 election results and ongoing legal developments regarding reproductive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services.

Employers Expand Family Benefits Amid Reproductive Health Concerns

Recent surveys indicate heightened anx­iety among many U.S. employees plan­ning to conceive or adopt children. This follows the 2024 election results and ongoing legal developments regarding reproduc­tive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services. In response, companies are strategically ex­panding certain benefits like fertility […]
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Mental Health and Remote Work: Strategies for Staying Connected

Mental Health & Remote Work: Staying Connected

The shift to remote work has brought unprecedented flexibility and convenience, but it has also highlighted the importance of mental health and social connections in the workplace. As employees navigate this new way of working, it’s essential to address the psychological challenges that can arise from isolation and disconnection. Let’s explore the significance of mental […]
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The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities.

Mental Health Parity Continues to Be a Top Enforcement Priority

The Employee Benefits Security Administration (EBSA) recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA). EBSA is an agency within the U.S. Department of Labor (DOL). According to EBSA, MHPAEA compliance remains one of its top enforcement priorities. MHPAEA is a federal law that prevents group health plans […]
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Navigating Mental Health Support in Group Benefits

Navigating Mental Health Support in Group Benefits

In the evolving landscape of employee well-being, mental health has become a critical aspect of overall health and productivity. Employers play a pivotal role in supporting the mental well-being of their workforce, and integrating mental health support into group benefits is a powerful strategy to ensure your team is taken care of. This blog post […]
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