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Are You Liable if Someone Gets Hurt on Your Property This Halloween?

Halloween Liability: Are You Covered at Home?

More Visitors Means More RiskHalloween is one of the few times of the year when homeowners intentionally invite dozens of people onto their property – many of them children, walking in the dark, distracted by costumes, candy, and excitement. When someone steps onto your walkway or porch, you take on something called a duty of […]
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Your Home's Value Changed - Did Your Insurance Keep Up?

Home Value Changes: Is Your Insurance Updated?

Between rising construction costs, material shortages, and an increasingly competitive real estate market, many Ontario homeowners have seen the value of their homes jump in the past few years, sometimes by hundreds of thousands of dollars. But while most people celebrate increased property value, very few stop to consider whether their insurance coverage has kept […]
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Understanding Home Renovation Risks - INSURICA

Understanding Home Renovation Risks – INSURICA

Whether you’re building a new home addition, adding a feature like a swimming pool, redoing a bathroom or upgrading an electrical system, understanding and addressing possible renovation risks is critical. 5 Key Renovation Considerations In the lead-up to your project, your broker can help review potential risks and concerns that may require attention. Specifically, you’ll […]
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Managing Your Home From Florida: How Snowbirds Really Do It

Snowbird Tips: Managing Your Home from Afar

For thousands of Canadians, escaping winter is a lifestyle, not a vacation. When the first frost hits, snowbirds are already planning their drive or flight to Florida, Arizona, or somewhere warm enough to trade boots for sandals. But life as a snowbird also comes with a question most people don’t fully consider until they do […]
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Water Damage Prevention: Smart Steps to Protect Your Home

Water Damage Prevention: Smart Steps to Protect Your Home

Water damage can strike unexpectedly- from burst pipes in a cold snap, to a leaky roof after heavy rain. Yet with a few simple, proactive habits, you can often avoid stress, expensive repairs, and the headache of dealing with insurance claims. Here are 9 ways to help safeguard your home against water damage year-round. 1) Inspect […]
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Remembering at Home: Small Ways to Honour Veterans in Your Community

Remembering at Home: Small Ways to Honour Veterans in Your Community

Every November, Canadians across the country pause to remember the courage and sacrifice of those who served (and continue to serve) in our Armed Forces. While formal Remembrance Day ceremonies are deeply moving, there are countless small, personal ways to honour veterans right at home and within your community. These gestures, though simple, carry lasting […]
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Managing Your Home From Florida: How Snowbirds Really Do It

Managing Your Home From Florida: How Snowbirds Really Do It

For thousands of Canadians, escaping winter is a lifestyle, not a vacation. When the first frost hits, snowbirds are already planning their drive or flight to Florida, Arizona, or somewhere warm enough to trade boots for sandals. But life as a snowbird also comes with a question most people don’t fully consider until they do […]
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Things to Know Before Buying a Pre-Construction Home

Pre-Construction Home Tips – Duliban Insurance

Buying a home is one of the most significant investments you’ll make in your lifetime, and purchasing a pre-construction property offers a unique opportunity to customize your dream home from the ground up. However, it also comes with its own set of considerations and potential challenges. From understanding the financial commitments to ensuring your investment […]
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Why Are Home Insurance Rates Rising?

Why Are Home Insurance Rates Rising?

Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise. Although the cost of insurance may fluctuate for various reasons each year, the following are some factors currently influencing home insurance policies across the […]
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