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How HSAs Help You Save and Retain Talent

How HSAs Help You Save and Retain Talent

As a small or mid-sized business owner in Ontario, you’re constantly balancing two priorities: keeping your team happy and keeping your expenses in check. Offering competitive benefits used to mean stretching your budget to match big-company health plans – but not anymore. Enter the Health Spending Account (HSA): a tax-effective, budget-friendly way to offer meaningful […]
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Open Enrollment 2025 – Health Savings Accounts (HSAs)

Open Enrollment 2025 – Health Savings Accounts (HSAs)

Employers who sponsor high deductible health plans (HDHPs) that are compatible with health savings accounts (HSAs) should prepare for open enrollment by: Ensuring that employees understand how HSAs work, including the benefits of opening an HSA; and Updating their HDHP’s design and communicating any plan changes to employees. There are many advantages to selecting an […]
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Using HSAs, Health FSAs and HRAs for Over-the-Counter Items

Using HSAs, Health FSAs and HRAs for Over-the-Counter Items

Health savings accounts (HSAs), health flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) may provide tax-free reimbursements of certain over-the-counter (OTC) items. OTC items are generally available to consumers without a prescription. To be reimbursable, an OTC item must be for “medical care,” as defined under Internal Revenue Code (Code) Section 213(d). Medical care […]
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