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Charitable Giving and Insurance: How Donations Impact You at Year End

Charitable Giving and Insurance: How Donations Impact You at Year End

The holiday season inspires generosity. Many Canadians choose December as the time to give back to causes they care about, whether through financial donations, volunteer work or gifting items to local charities. While most people give simply because it feels good, there can also be meaningful financial benefits that support your long term planning. Charitable giving […]
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The Impact of Climate Change on Canada’s Insurance Landscape

The Impact of Climate Change on Canada’s Insurance Landscape

The Rising Costs of Natural Disasters in Canada Canada’s insurance industry has had to confront an escalating challenge in recent years: the rising frequency and severity of natural disasters. 2024 marked a particularly tough year, with insured losses surpassing $8.5 billion, making it one of the most expensive years for natural catastrophes on record. These […]
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The Impact of Spring Construction on Your Home & Auto Insurance

The Impact of Spring Construction on Your Home & Auto Insurance

Spring is a season of renewal, and for many, that means home renovations, road construction, and major infrastructure projects. Whether you’re upgrading your home or navigating detours and potholes, it’s important to understand how these seasonal changes can impact your home and auto insurance coverage.   How Home Renovations Affect Your Insurance A fresh coat […]
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How the Canada-U.S. Trade War Could Impact Insurance Costs

How the Canada-U.S. Trade War Could Impact Insurance Costs

Tensions between Canada and the U.S. over tariffs have been making headlines, and while most discussions focus on trade and manufacturing, there’s another area that could see significant ripple effects—insurance costs. Home and auto insurance rates may feel the impact of increased tariffs, affecting Canadian consumers in unexpected ways.   How Tariffs Could Affect Auto […]
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Understanding Bill C-64: Canada's Pharmacare Act

Understanding Bill C-64: Canada’s Pharmacare Act and Its Impact on Group Benefits

In October 2024, the Canadian government passed Bill C-64, also known as the Pharmacare Act, marking a significant shift in how essential medications are accessed and funded in Canada. Designed to improve affordability and accessibility, this legislation introduces a publicly funded pharmacare plan starting with universal coverage for diabetes medications and contraceptives. While the act brings […]
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Duliban Insurance Brokers

How Aftermarket Modifications Impact Auto Insurance?

In the world of car enthusiasts and everyday drivers alike, the allure of customizing and upgrading vehicles is undeniable. From sleek, performance-enhancing modifications to aesthetic upgrades, the realm of aftermarket modifications offers endless possibilities to personalize and enhance your ride. But as your car transforms and its value elevates, have you considered how these changes […]
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The Growing Threat of Climate Change: How Hurricane Helen Reflects the Impact of a Warming Planet

The Growing Threat of Climate Change: How Hurricane Helen Reflects the Impact of a Warming Planet

In recent years, the conversation around climate change has shifted from abstract warnings to a harsh reality as communities across the globe face the increasing impact of natural disasters. One of the most recent and devastating examples is Hurricane Helen, which ravaged parts of North Carolina and the southeastern United States. This catastrophic event served […]
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The Rising Impact of AI and Generative AI on Insurance

The Rising Impact of AI and Generative AI on Insurance

The insurance industry is undergoing a significant transformation driven by advancements in artificial intelligence (AI) and generative AI technologies. These cutting-edge innovations are reshaping everything from underwriting and claims processing to decision-making, customer service, and operational efficiency. Insurers are increasingly integrating AI to enhance their capabilities, offering better services to their customers while optimizing their internal […]
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