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Your Home's Value Changed - Did Your Insurance Keep Up?

Home Value Changes: Is Your Insurance Updated?

Between rising construction costs, material shortages, and an increasingly competitive real estate market, many Ontario homeowners have seen the value of their homes jump in the past few years, sometimes by hundreds of thousands of dollars. But while most people celebrate increased property value, very few stop to consider whether their insurance coverage has kept […]
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Setting Your Small Business Up for a Stronger Year Ahead

Small Business Insurance Checklist for Ontario

Running a small business means things change quickly. Revenue grows, services expand, new equipment gets added, and contracts get bigger. But many Niagara business owners don’t review their insurance as their operations change.The start of the year is the best time to step back and make sure your coverage still matches your risk. Even small […]
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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026

Ontario is making significant changes to auto insurance starting July 1, 2026. As Ontario insurance brokers, the team at Duliban Insurance is already helping drivers understand how the new modular system will affect their coverage, their costs, and their financial protection after an accident. The province is moving away from a one-size-fits-all model and toward a […]
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Myths Your Neighbour Probably Told You (That Aren’t True)

Common Insurance Myths (That Aren’t True)

Most people have that neighbour – the friendly advice-giver who swears they “know how insurance works” because “that’s how my cousin’s policy used to be.” And while the intentions are good, a lot of the insurance “facts” that get passed around the driveway or over the fence are myths that stopped being true a long […]
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If You Win the Lottery... What Insurance Should You Get First?

Won the Lottery? Here’s the Insurance You Need

Most people have played the “what if” game at least once. You buy a ticket, imagine your numbers coming up, and suddenly your life looks completely different. New home. Travel. Helping family. Maybe early retirement. But there’s one part of the fantasy most people don’t consider until reality sets in: how do you protect a […]
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The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

Halloween has a way of turning everyday homes into mini haunted houses, and sometimes, those decorations and festivities come with unexpected side effects. From runaway inflatables to overambitious DIY electrical setups, October seems to inspire some of the strangest claims homeowners make all year.   Here are a few real (and surprisingly common) Halloween mishaps […]
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What to Know Before Insuring Your Snowmobile This Winter

Snowmobile Insurance: What You Need to Know

When the first snow hits, most people reach for a shovel, but snowmobile owners reach for their keys. Whether you ride casually on the cottage trail or spend weekends carving fresh powder, gearing up your sled for winter takes more than a tune-up and a tank of fuel. The right prep also includes making sure […]
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Did You Know? Indoor Gym Rentals Need Commercial Coverage

Why Indoor Gym Rentals Need Insurance Coverage

As temperatures drop and outdoor fields close for the season, players, coaches, and community organizers move their activities indoors. Fall and winter signal a big shift into gymnasiums, sports domes, fitness studios, school gyms, and recreation centers. Whether it’s a weekly volleyball league, a youth basketball program, pickleball nights, or a private fitness class, most […]
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A car insurance agent showing a yellow car to a customer inside a dealership.

Top 10 Car Insurance Companies in Ontario

Why Comparing Ontario’s Top Auto Insurers MattersWith hundreds of insurance providers operating across the province, finding the right car insurance in Ontario can be overwhelming. Each insurer offers different coverage options, digital tools, and customer experiences. In 2025, as claim costs and repair expenses continue to rise, choosing a strong, reputable company is more important […]
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Insurance Questions People Ask Us Every January

Insurance Questions People Ask Us Every January

January has a way of slowing things down just enough for people to start asking questions they have been putting off. After the holidays, routines reset, budgets come back into focus, and many people finally have the headspace to look at things like insurance. Every year, the questions sound familiar. They are not usually about buying […]
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