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Step-by-step guide to life insurance loans

A Step-by-Step Guide • The Insurance Pro Blog

Podcast: Play in new window | Download Life insurance loans, particularly from whole or universal life policies, offer a flexible solution for cash flow fluctuations. The process involves checking available cash value, determining the loan amount, requesting the loan, and repaying it without a fixed schedule or penalties.  Interest rates vary by policy and insurer, […]
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Wildfire Protection: How Technology is Changing Home Insurance

Wildfire Protection: How Technology is Changing Home Insurance

As wildfires become an increasing threat to homes in high-risk areas, advancements in technology are playing a pivotal role in both fire prevention and the home insurance landscape. Homeowners are adopting innovative solutions such as fire-resistant building materials, home defense systems, and wildfire detection systems to safeguard their properties. These new technologies are not only […]
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4 Steps to Determine Which Life Insurance is Best For You

4 Steps to Determine Which Life Insurance is Best For You

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process than you might think. To […]
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Your Ultimate Guide to Traveling with Furry Friends

AI in Claims: Revolutionizing the Insurance Industry

The insurance industry is on the cusp of a technological revolution, with artificial intelligence (AI) leading the charge. As insurers face rising customer expectations and the need for operational efficiency, AI is stepping in to transform claims processing, making it faster, more reliable, and customer-centric. This blog explores how AI is streamlining workflows, reducing fraud, […]
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4 Steps to Determine Which Life Insurance is Best For You

4 Steps to Determine Which Life Insurance is Best For You

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process than you might think. To […]
Read more
Wildfire Protection: How Technology is Changing Home Insurance

How Insurance Is Adapting to the Growing Gig Economy

The gig economy is booming, with more individuals choosing freelancing and independent contracting over traditional employment. While this offers greater flexibility, it also raises concerns about insurance coverage, as gig workers often lack the benefits of standard employment. Fortunately, the insurance industry is evolving to meet these needs, offering specialized policies that protect freelancers, contractors, […]
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Wildfire Protection: How Technology is Changing Home Insurance

Wildfire Protection: How Technology is Changing Home Insurance

As wildfires become an increasing threat to homes in high-risk areas, advancements in technology are playing a pivotal role in both fire prevention and the home insurance landscape. Homeowners are adopting innovative solutions such as fire-resistant building materials, home defense systems, and wildfire detection systems to safeguard their properties. These new technologies are not only […]
Read more
Everything you need to understand about whole life insurance dividend options

Understanding Whole Life Insurance Dividend Options

Key Things to Know Whole life insurance dividend options provide policyholders with flexibility and versatility. The four original options are: receiving dividends in cash, using dividends to reduce or pay premiums, purchasing paid-up additions, and accumulating dividends at interest. Each option has its own tax implications and considerations, such as potential taxable income, impact on […]
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