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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

LIRP-Smart Strategy or Sales Pitch? • The Insurance Pro Blog

Product Selection Whole Life vs. IUL vs. VUL The three product types most commonly used in a LIRP strategy each carry a distinct risk and return profile. The decision should come down to the risk tolerance of the individual — though in practice, it often comes down to which product the agent prefers to sell. […]
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Deer Collisions Spike in Fall - Is Your Auto Coverage Ready?

Is Your Auto Insurance Ready for Deer Season?

If you’ve ever driven down a country road in Ontario during October or November, you know how quickly a deer can appear out of nowhere. Fall is prime season for deer collisions, and the numbers show a clear spike during these months. The reason is twofold: fall is both mating season and migration season. Deer […]
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Does My Home Insurance Cover My Tractor in Ontario?

Does My Home Insurance Cover My Tractor in Ontario?

If you own a tractor for use around your home, you have probably asked yourself a simple question: am I already covered? It is a fair question. You already insure your house. You already insure your vehicles. So when you buy a tractor to clear snow, mow acreage, move gravel, or maintain your property, it […]
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Duliban Insurance Joins Forces with McDougall Insurance

Duliban and McDougall Insurance Join Forces

Pelham, Ontario – Duliban Insurance Brokers is proud to announce that, effective June 2, 2025, we officially joined forces with McDougall Insurance Brokers Limited, one of the most respected and established brokerages in the Canadian insurance industry. Duliban Insurance is now a division of McDougall Insurance.   This milestone marks an exciting new chapter in our journey. […]
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Recently Engaged This Summer? Why September Is the Perfect Time to Revisit Your Life Insurance

Engaged This Summer? Review Life Insurance Now

If you got engaged this summer, congratulations! It’s one of the most exciting milestones in life – a moment filled with celebration, anticipation, and plenty of planning. Between choosing venues, sorting guest lists, and making big decisions for your future together, it’s also the perfect moment to take a closer look at something that often […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

Are Annuities Really That Complicated? • The Insurance Pro Blog

The Middle of the Complexity Spectrum Fixed Indexed Annuities: Where Nuance Starts to Matter Fixed indexed annuities, or FIAs, are where the complexity meter begins to climb. The core idea is still manageable: your interest is tied to the performance of a market index — the S&P 500 being the most common — but your […]
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Annex Insurance Acquired by Duliban Insurance

Duliban Insurance Brokers Acquires Annex Insurance

McDougall Insurance Brokers Limited, through its subsidiary Duliban Insurance Brokers Ltd, is happy to announce that it has acquired the Stoney Creek based brokerage Annex Insurance Group Inc. Annex Insurance is a well-respected brokerage known for its strong client relationships and commercial expertise which will immediately bolster Duliban’s commercial offerings in the Niagara and Hamilton […]
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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

An Honest Look at Who It Works For • The Insurance Pro Blog

Long-Term Success What Makes Whole Life Insurance Work Over Time The people who get the most value from whole life insurance share a set of behavioral traits that matter just as much as their financial profile. They’re patient Evaluating a whole life policy after one, two, or even three years will consistently lead to disappointment. […]
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