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Renting a Car Abroad: Should You Use Your Credit Card Insurance?

Car Rental Abroad: Is Credit Card Insurance Enough?

When Convenience Meets ConfusionThere’s a lot to think about when renting a car in another country – driving on the opposite side of the road, reading unfamiliar signs, and navigating winding routes in a brand-new place. Somewhere between juggling your luggage and signing the rental agreement, you’ll be asked a familiar question: “Would you like […]
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What an Adjuster Really Does (and How to Work With Them)

Insurance Adjusters: What They Do & How to Help

Behind the Scenes of Every ClaimWhen a loss happens – whether it’s a car accident, a burst pipe, or storm damage – you might expect your insurance company to handle the claim from start to finish. But behind the scenes, the person truly managing your file and determining what happens next is your insurance adjuster. […]
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How Life Insurance Fits Into Your Long-Term Financial Plan

Life Insurance & Your Long-Term Financial Goals

When people think about financial planning, they often focus on investments, savings, and retirement accounts. While those are key components of any plan, there’s another piece that’s just as important, and often overlooked: life insurance. Life insurance isn’t only about preparing for the unexpected. It’s about ensuring that your financial goals stay on track, even if […]
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Your Home's Value Changed - Did Your Insurance Keep Up?

Home Value Changes: Is Your Insurance Updated?

Between rising construction costs, material shortages, and an increasingly competitive real estate market, many Ontario homeowners have seen the value of their homes jump in the past few years, sometimes by hundreds of thousands of dollars. But while most people celebrate increased property value, very few stop to consider whether their insurance coverage has kept […]
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Setting Your Small Business Up for a Stronger Year Ahead

Small Business Insurance Checklist for Ontario

Running a small business means things change quickly. Revenue grows, services expand, new equipment gets added, and contracts get bigger. But many Niagara business owners don’t review their insurance as their operations change.The start of the year is the best time to step back and make sure your coverage still matches your risk. Even small […]
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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026

Ontario is making significant changes to auto insurance starting July 1, 2026. As Ontario insurance brokers, the team at Duliban Insurance is already helping drivers understand how the new modular system will affect their coverage, their costs, and their financial protection after an accident. The province is moving away from a one-size-fits-all model and toward a […]
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Myths Your Neighbour Probably Told You (That Aren’t True)

Common Insurance Myths (That Aren’t True)

Most people have that neighbour – the friendly advice-giver who swears they “know how insurance works” because “that’s how my cousin’s policy used to be.” And while the intentions are good, a lot of the insurance “facts” that get passed around the driveway or over the fence are myths that stopped being true a long […]
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If You Win the Lottery... What Insurance Should You Get First?

Won the Lottery? Here’s the Insurance You Need

Most people have played the “what if” game at least once. You buy a ticket, imagine your numbers coming up, and suddenly your life looks completely different. New home. Travel. Helping family. Maybe early retirement. But there’s one part of the fantasy most people don’t consider until reality sets in: how do you protect a […]
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The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

Halloween has a way of turning everyday homes into mini haunted houses, and sometimes, those decorations and festivities come with unexpected side effects. From runaway inflatables to overambitious DIY electrical setups, October seems to inspire some of the strangest claims homeowners make all year.   Here are a few real (and surprisingly common) Halloween mishaps […]
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What to Know Before Insuring Your Snowmobile This Winter

Snowmobile Insurance: What You Need to Know

When the first snow hits, most people reach for a shovel, but snowmobile owners reach for their keys. Whether you ride casually on the cottage trail or spend weekends carving fresh powder, gearing up your sled for winter takes more than a tune-up and a tank of fuel. The right prep also includes making sure […]
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