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How Life Insurance Fits Into Your Long-Term Financial Plan

How Life Insurance Fits Into Your Long-Term Financial Plan

When people think about financial planning, they often focus on investments, savings, and retirement accounts. While those are key components of any plan, there’s another piece that’s just as important, and often overlooked: life insurance.   Life insurance isn’t only about preparing for the unexpected. It’s about ensuring that your financial goals stay on track, […]
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Simplifying Your Switch to EV Insurance

Simplifying Your Switch to EV Insurance

Switching to an electric vehicle (EV) is an exhilarating step towards embracing cutting-edge technology and contributing to a sustainable future. However, transitioning your insurance from a standard auto policy to one tailored for EVs can feel like navigating uncharted territory.   At Duliban Insurance, we’re here to make this journey as smooth and straightforward as […]
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Understanding Riders, Endorsements, and Other Insurance Buzzwords

Understanding Riders, Endorsements, and Other Insurance Buzzwords

Why Insurance Jargon Trips People Up Let’s face it – insurance isn’t always written in plain English. Between riders, endorsements, and licenses, it’s easy to skim through a policy and nod along without fully understanding what you’re reading. But those terms matter. They often define the protections, limitations, and options built into your coverage. Decoding […]
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Why Are Home Insurance Rates Rising?

Why Are Home Insurance Rates Rising?

Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise. Although the cost of insurance may fluctuate for various reasons each year, the following are some factors currently influencing home insurance policies across the […]
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Are Electric Motorcycles Covered? Insurance Guidelines Explained

Electric Motorcycle Coverage – Duliban Insurance

Electric motorcycles are becoming a popular choice for riders who seek the thrill of two wheels combined with eco-friendly technology. However, a common question arises: are electric motorcycles covered by insurance? At Duliban Insurance, we’re here to provide clarity on this topic and ensure you have all the information you need to protect your electric […]
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A Student’s Guide to Tenant Insurance for Off-Campus Rentals

A Student’s Guide to Tenant Insurance for Off-Campus Rentals

For many students, moving off campus is a rite of passage. It’s a chance to enjoy independence, decorate your first apartment, and fill it with the essentials of student life – from laptops and phones to textbooks and furniture. But with independence also comes responsibility, and one important step that’s often overlooked is tenant insurance. […]
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Volatility controlled index indexed universal life insurance thumbnail

The Evolution of Indexed Universal Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download A volatility controlled index is essentially an algorithmic strategy that seeks to minimize investment losses by automatically reallocating between risky assets (stocks) and low-risk assets (cash or bonds) based on volatility measurements and predetermined benchmarks. As the podcast hosts explain, “a volatility controlled index is an index that […]
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Closing the Cottage: Fall Insurance Tips for Seasonal Properties

Closing the Cottage: Fall Insurance Tips for Seasonal Properties

As summer fades and the crisp air of fall rolls in, many cottage owners across Ontario start preparing to close up their seasonal properties for the year. While it’s always bittersweet to say goodbye to the lake, taking the right precautions before you leave can save you from expensive surprises come spring. Beyond the usual […]
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The Top 5 Things to Check in Your Travel Insurance Policy

Travel Insurance: Top 5 Tips

Traveling can be an exciting adventure, but it’s important to ensure you’re fully covered before you embark on your journey. Travel insurance can provide peace of mind, but not all policies are created equal. To help you get the most out of your coverage, here are the top five things you should check in your […]
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