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Halloween Movie Characters Who Could Have Used Life Insurance

Horror Characters Who Needed Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves!   1. Jack Torrance – The Shining In Stanley Kubrick’s The Shining, Jack Torrance takes […]
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Insurance Tips for First-Time Homebuyers (That Nobody Tells You)

Insurance Tips for First-Time Homebuyers (That Nobody Tells You)

Buying your first home is one of life’s most exciting (and overwhelming) milestones. You’ve spent months hunting for the perfect place, navigating mortgage approvals, and dreaming about paint colours and furniture placement. But there’s one detail that often flies under the radar for first-time homebuyers – and that’s insurance.   While most buyers know they […]
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Should You Buy Life Insurance for Your Parents?

Should You Buy Life Insurance for Your Parents?

When you think about life insurance, your parents may not be the first people who come to mind. But if you’ve found yourself in a caregiving role, are managing your family’s financial future, or have had difficult conversations about final expenses, the idea of buying a policy for your aging parents might be on your […]
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Are Your Collectibles Covered? Insurance for Art, Antiques & Memorabilia

Are Your Collectibles Covered? Insurance for Art, Antiques & Memorabilia

Whether you’ve spent years curating a vintage comic book collection, invested in fine artwork, or inherited heirloom antiques passed down through generations, your prized possessions likely carry more than just monetary value. But when it comes to home insurance, not all policies automatically cover the full worth of your collectibles – and that can lead […]
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Is Life Insurance a Smart Move for Empty Nesters?

Is Life Insurance a Smart Move for Empty Nesters?

Your children are grown, the house is quieter, and you’ve entered a new chapter of life: the empty nester stage. With fewer day-to-day responsibilities and more financial flexibility, many people assume this is the time to scale back on things like life insurance. After all, your kids are independent now, so why keep paying for […]
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Taxable Life Insurance Situations

6 Situations That Create Tax Liability • The Insurance Pro Blog

Life insurance has earned a well-deserved reputation as one of the most tax-advantaged financial vehicles available. The ability to grow cash value tax-deferred and access it tax-free has made whole life and universal life insurance popular choices for building wealth. However, it’s crucial to understand that not every life insurance transaction is tax-free. As someone […]
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Modified Endowment Contract

A Comprehensive Guide for Retirement Planning • The Insurance Pro Blog

Cash Value Growth: Both regular life insurance and MECs offer tax-deferred growth of cash value, maintaining this important advantage. Withdrawals and Distributions: This is where the biggest difference lies. Regular life insurance follows FIFO (First In, First Out) taxation, meaning you can withdraw your basis (premiums paid) tax-free first. MECs follow LIFO (Last In, First […]
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Fall Coverage Gaps: Is Your Farm Insurance Ready for the Changing Season?

Fall Farm Coverage: Is Your Insurance Ready?

As the crisp autumn air settles in, farms face new risks and challenges that can leave them vulnerable without the right insurance coverage. Fall is a busy time for farmers, from harvesting crops to preparing for the winter months. While you’re getting your farm in order, it’s essential to ensure your insurance policy is up to […]
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