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What to Pack for a Perfect Cottage Getaway

What to Look for When Shopping Your Insurance Policy

Shopping for an insurance policy can feel like navigating a maze, especially with the myriad options available – both online and in person. With so many providers and brokerages now offering online quotes and direct-to-consumer products, it can be overwhelming to narrow down your choices. Whether it’s auto, home, or other types of insurance, finding the […]
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Life Insurance: Term vs. Whole – Which is Right for You?

Learn, invest, prosper: … Life insurance is an important financial tool that can provide protection for your loved ones in the event of your passing. However, when it comes to choosing the right type of life insurance, many people are often confused between term and whole life insurance. Both types of insurance have their own […]
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Ways to Lower Your EV Insurance Rates & Save More

Insurance Premiums: Electric Cars vs. Gasoline Cars

As electric cars continue to gain popularity, many prospective buyers are curious about how these vehicles stack up against traditional gasoline cars, especially when it comes to insurance premiums. While electric vehicles (EVs) offer environmental benefits and potential fuel savings, their insurance costs can sometimes be higher. Let’s delve into the key factors that influence […]
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Ways to Lower Your EV Insurance Rates & Save More

Ways to Lower Your EV Insurance Rates & Save More

Owning an electric vehicle (EV) comes with numerous benefits, including lower fuel costs and a reduced environmental footprint. However, EV insurance can sometimes be more expensive than traditional car insurance due to the higher cost of repairs and specialized parts. Fortunately, there are several strategies you can use to lower your EV insurance rates. Here are […]
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2024 Midyear Market Outlook: General Liability Insurance

2024 Midyear Market Outlook: General Liability Insurance

The general liability insurance market has faced hardening conditions in recent years, largely due to increasing claim frequency and severity. As such, most policyholders have encountered ongoing rate jumps, stringent underwriting standards and limited capacity. Fortunately, insurance carriers recorded improved underwriting results in 2022-23, allowing for premium moderation. These conditions have pressed on in 2024 […]
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2024 Midyear Market Outlook: Commercial Property Insurance

2024 Midyear Market Outlook: Commercial Property Insurance

The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-setting levels in 2023, surging by an average of 20.4% in the first quarter alone and only slightly falling to 18.3% in the latter half of the year. These […]
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Do You Really Need Life Insurance? (How to Find Out)

Do You Really Need Life Insurance? (How to Find Out) Take Your Finances to the Next Level ➡️ Subscribe now: … If you have ever wondered whether you really need life insurance, you are not alone. Many people underestimate the importance of having a life insurance policy until it is too late. However, the truth […]
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2023 Whole Life Insurance Company Yield Trend

2023 Whole Life Company Asset Yield Trend • The Insurance Pro Blog

Podcast: Play in new window | Download A number of years ago, we stopped regularly updating various analyses we performed on the insurance industry. This, of course, brought on questions. What motivated our decision to end this practice? Was there some objective we sought to accomplish by ignoring it? Perhaps the data was no longer […]
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Cycling Tips for Sharing the Road with Motor Traffic

The Importance of Comprehensive Insurance for Businesses

In an era where small businesses are the backbone of the Canadian economy, representing 97.9% of all companies in the country, the rising tide of litigation poses a significant threat to their sustainability and growth.  At Duliban Insurance Brokers, we’ve observed a concerning trend: an increase in litigation against small businesses in Canada. This phenomenon […]
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