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How to Lower Your Insurance Premiums: Practical Tips That Work

Lower Insurance Premiums: Practical Tips

Auto insurance is a necessity, but that doesn’t mean you have to pay sky-high premiums. By making a few smart adjustments and taking advantage of available discounts, you can significantly reduce your auto insurance costs without sacrificing coverage. Here are some practical tips to help you lower your premiums.   Shop Around for Better Rates […]
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What Is a Certificate of Insurance - and When Do You Need One?

What Is a Certificate of Insurance – and When Do You Need One?

Whether you’re a contractor bidding on a job or a client hiring someone to work on your property, the term Certificate of Insurance – or COI – will likely come up. While it’s just a one-page document, it carries serious weight in the world of commercial insurance. It provides peace of mind, helps manage risk, […]
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Hiring Summer Students? Know Your Insurance Obligations

Hiring Summer Students? Know Your Insurance Obligations

With the Canadian government expanding the Canada Summer Jobs program to create up to 6,000 additional employment opportunities, more businesses are welcoming students into their operations this season. It’s great news for youth employment and for employers looking for energetic, eager-to-learn team members during their busiest months.   But if you’re considering hiring summer students […]
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Employer Life Insurance vs. Personal Coverage

Employer Life Insurance vs. Personal Coverage

When it comes to life insurance, many Canadians feel covered simply because they have a policy through work. And while group life insurance is a valuable workplace benefit, it’s often misunderstood and, in many cases, not enough on its own.   If you’re relying solely on your employer’s plan, it’s worth taking a closer look […]
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Leased vs. Owned Vehicles: What Changes for Insurance?

Leased vs. Owned Vehicles: What Changes for Insurance?

When you’re in the market for a new vehicle, one of the biggest decisions you’ll make is whether to lease or buy. While most people focus on monthly payments and long-term value, there’s another factor that’s just as important: your car insurance. Whether you lease or own, your coverage needs and costs can look a […]
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Think You Don't Qualify For Life Insurance? Think Again

Think You Don’t Qualify For Life Insurance? Think Again

Everyone Deserves Protection – Even When It Feels Out of Reach For many Canadians, the idea of getting life insurance can feel overwhelming – or even out of reach. If you’ve ever been turned away due to health conditions, age, or difficulty navigating lengthy applications and medical exams, you’re not alone. But that doesn’t mean […]
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Why Your Insurance Premium Might Rise - Even If You're a Safe Driver

Why Insurance Rates Rise for Safe Drivers

You’ve been a careful driver for years—no accidents, no tickets, yet you still notice an increase in your auto insurance premium. It can be confusing and frustrating, but there are many reasons why your insurance rate might rise, even when you’re accident-free. Let’s explore some of these factors to give you a better understanding of […]
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Savings for Winter Tires: Why Insurance Discounts Make Sense

Winter Tires: Save with Insurance Discounts

As winter approaches and the roads become icy and slick, vehicle safety becomes a top priority for drivers. One of the most effective ways to stay safe on the road during the colder months is by switching to winter tires. In recognition of this, many insurance companies offer a winter tire discount to policyholders who […]
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