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2025 Open Enrollment Checklist | INSURICA

2026 Open Enrollment Checklist | INSURICA

To prepare for open enrollment, employers that sponsor health plans should be aware of compliance changes affecting the design and administration of their plans for plan years beginning on or after Jan. 1, 2026. These changes include limits adjusted for inflation each year, such as the Affordable Care Act’s (ACA) affordability percentage and cost-sharing limits […]
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The Hazards of Biofuels - INSURICA

The Hazards of Biofuels – INSURICA

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace […]
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2026 Employer Mandate Update | INSURICA

2026 Employer Mandate Update | INSURICA

In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle. For plan years beginning in 2026, […]
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How INSURICA Clients Gain an Edge with OutSail

How INSURICA Clients Gain an Edge with OutSail

Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one – when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure. INSURICA’s new collaboration with OutSail […]
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Understanding Radon Risks - INSURICA

Understanding Radon Risks – INSURICA

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed. Radon exposure is most […]
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Summer Swimming Pool Safety - INSURICA

Summer Swimming Pool Safety – INSURICA

Though owning a swimming pool can allow you, your family and your friends to cool off in the summer heat, it also comes with serious responsibilities. After all, swimming pools can present significant safety hazards and potential liability risks. As such, consider these precautions to make sure your friends and family can enjoy your pool […]
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Enhancing School Security | INSURICA

Enhancing School Security | INSURICA

Enhancing school security is one of the most pressing responsibilities for education leaders today. As school campuses evolve, so too must the systems that protect them. For administrators, safety professionals, and district decision-makers, creating a secure learning environment means taking a proactive, layered approach that includes physical security, training, technology, and community involvement. Here are […]
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Cyberbullying Prevention in Schools | INSURICA

Cyberbullying Prevention in Schools | INSURICA

As technology becomes more embedded in students’ daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts must […]
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Cyberbullying Prevention in Schools | INSURICA

Cyberbullying Prevention in Schools | INSURICA

As technology becomes more embedded in students’ daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts must […]
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Safely Backing Up Vehicles | INSURICA

Safely Backing Up Vehicles | INSURICA

Backing up a vehicle, whether it is a heavy dump truck or a small automobile, can be a difficult task with a lot of dangers involved. In fact, many accidents occur when vehicles are backing up at only 5 mph. This can be due to blind spots, poor planning or lack of skill. Fortunately, these dangers can […]
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