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2025 Open Enrollment Checklist | INSURICA

2025 Open Enrollment Checklist | INSURICA

To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025. These changes include limits that are adjusted for inflation each year, such as the Affordable Care Act’s (ACA) […]
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Stopping Jobsite Theft | INSURICA

Stopping Jobsite Theft | INSURICA

Construction businesses are at a heightened risk of jobsite theft, as expensive tools and machinery are attractive targets for criminals. Theft of construction materials can substantially disrupt a project, leading to delays and significant financial losses;therefore, it is essential for companies to understand how to prevent these incidents. Although every jobsite has its own unique […]
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Nursing Home Fire Safety | INSURICA

Nursing Home Fire Safety | INSURICA

The health and safety of your residents should be your top priority, so it is important that your facility is proactive in ensuring that the proper fire safety precautions are in place. According to USA Today, more than half of the nursing homes in the United States are in violation of federally-established standards for fire […]
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HSA Pros and Cons | INSURICA

HSA Pros and Cons | INSURICA

The health savings account (HSA) is a growing trend in health care, but is it right for you? An HSA is a cost-effective option for many individuals and families, but it is not the best choice for everyone. The Differentiators Comparing HSAs to traditional health plans can be difficult, as each has pros and cons. […]
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Solar Panel Installation Safety | INSURICA

Solar Panel Installation Safety | INSURICA

Taking the initiative to use solar energy for your home will not only help the environment, but it can save you money, too. Your monthly energy bills could decrease dramatically and it could even add value to your house. Make sure your investment is a sound one by following these simple dos and don’ts of […]
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Trenching and Excavating Safety | INSURICA

Trenching and Excavating Safety | INSURICA

On average, two workers are killed every month in trench collapses. At  it is our responsibility to provide a safe workplace, free of recognized hazards that may cause serious injury or death. By instituting safe work practices and procedures while excavating and working in trenches, we can prevent needless worksite injuries. Defining an Excavation and […]
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Eliminating Indoor Air Pollution | INSURICA

Eliminating Indoor Air Pollution | INSURICA

Since air circulation is often restricted inside, it is speculated that indoor pollutants are far worse for humans than poor outdoor air quality. In fact, the U.S. Department of Energy claims that indoor pollutant levels are potentially 100 times the outdoor levels and may pose major health risks. Use these techniques to reduce the amount […]
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Addressing Bullying and Cyberbullying: woman suffer internet cyber bullying and feel depressed with laptop at home

Addressing Bullying and Cyberbullying | INSURICA

Bullying and cyberbullying remain prevalent issues in schools, posing significant challenges to student safety and well-being. As educators and administrators, it’s essential to address these issues proactively and create a safe and supportive environment for all students. Let’s explore some key strategies for addressing bullying and cyberbullying effectively: Understanding Bullying Bullying refers to aggressive behavior […]
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