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What Happens When Your Term Life Insurance Ends

What Happens When Your Term Life Insurance Ends

Term life insurance is one of the most straightforward and affordable types of coverage available: you choose a set term (often 10, 20, or 30 years), and your premiums remain fixed for that period. But what happens when that term runs out? Does your coverage simply disappear? Can you renew it? If you’re approaching the end […]
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How Life Insurance Fits Into Your Long-Term Financial Plan

How Life Insurance Fits Into Your Long-Term Financial Plan

When people think about financial planning, they often focus on investments, savings, and retirement accounts. While those are key components of any plan, there’s another piece that’s just as important, and often overlooked: life insurance.   Life insurance isn’t only about preparing for the unexpected. It’s about ensuring that your financial goals stay on track, […]
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The Evolution of Indexed Universal Life Insurance • The Insurance Pro Blog

Podcast: Play in new window | Download A volatility controlled index is essentially an algorithmic strategy that seeks to minimize investment losses by automatically reallocating between risky assets (stocks) and low-risk assets (cash or bonds) based on volatility measurements and predetermined benchmarks. As the podcast hosts explain, “a volatility controlled index is an index that […]
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Duliban Insurance Brokers

Life Insurance for Millennials: Why It’s Not Just for Parents

When you think of life insurance, you might picture parents with young kids or middle-aged homeowners protecting their families. But for millennials – many of whom are navigating career growth, paying off student loans, buying homes, or even starting small businesses – life insurance is just as relevant. The idea that you only need coverage […]
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Duliban Insurance Brokers

Life Insurance at Every Stage of Parenthood

When you first became a parent, life insurance likely felt like an urgent priority. Whether it was welcoming a newborn or buying your first home, you wanted to make sure your family’s future was protected. But what many parents overlook is that life insurance is not a one-time decision – it’s a living part of […]
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Halloween Movie Characters Who Could Have Used Life Insurance

Horror Characters Who Needed Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves!   1. Jack Torrance – The Shining In Stanley Kubrick’s The Shining, Jack Torrance takes […]
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Should You Buy Life Insurance for Your Parents?

Should You Buy Life Insurance for Your Parents?

When you think about life insurance, your parents may not be the first people who come to mind. But if you’ve found yourself in a caregiving role, are managing your family’s financial future, or have had difficult conversations about final expenses, the idea of buying a policy for your aging parents might be on your […]
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Is Life Insurance a Smart Move for Empty Nesters?

Is Life Insurance a Smart Move for Empty Nesters?

Your children are grown, the house is quieter, and you’ve entered a new chapter of life: the empty nester stage. With fewer day-to-day responsibilities and more financial flexibility, many people assume this is the time to scale back on things like life insurance. After all, your kids are independent now, so why keep paying for […]
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