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4 Steps to Determine Which Life Insurance is Best For You

4 Steps to Determine Which Life Insurance is Best For You

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process than you might think. To […]
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4 Steps to Determine Which Life Insurance is Best For You

4 Steps to Determine Which Life Insurance is Best For You

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process than you might think. To […]
Read more
Everything you need to understand about whole life insurance dividend options

Understanding Whole Life Insurance Dividend Options

Key Things to Know Whole life insurance dividend options provide policyholders with flexibility and versatility. The four original options are: receiving dividends in cash, using dividends to reduce or pay premiums, purchasing paid-up additions, and accumulating dividends at interest. Each option has its own tax implications and considerations, such as potential taxable income, impact on […]
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paid up additions add fuel to whole life insurance

The Magic of Cash Value Life Insurance • The Insurance Pro Blog

The paid up additions feature of a whole life insurance policy is one of the most powerful components with respect to cash value accumulation.  Most whole life products have a paid up additions (PUA) feature, but they can all work a little differently so it’s important to note that one company’s approach could vary substantially from […]
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Investment grade whole life insurance

Investment Grade Life Insurance?

Key Things to Know The term “investment grade life insurance” is a marketing tactic used by agents to sell whole life insurance policies.  While some whole life policies may be better suited for cash value maximization, there is no official designation for “investment grade” life insurance.  Ultimately, it’s important to understand that “investment grade life […]
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10 pay whole life insurance may not always be the best options for building cash value

Is 10 Pay Whole Life Insurance Any Good? • The Insurance Pro Blog

Podcast: Play in new window | Download Key Things to Know 10 Pay Whole Life Insurance is a policy that guarantees a death benefit after 10 years of premium payments, making it a cost-effective option for those prioritizing a guaranteed death benefit. While it offers a lower total cost for a guaranteed death benefit compared […]
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What is Dividend Paying Whole Life Insurance? • The Insurance Pro Blog

What is Dividend Paying Whole Life Insurance? • The Insurance Pro Blog

As its name implies, dividend paying whole life insurance is a form of whole life insurance that earns a dividend.  The official insurance term used to identify a dividend paying whole life policy is “participating” because the policy participates in the divisible surplus (i.e. profits) of the insurance company. The alternative to a dividend paying […]
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Halloween Movie Characters Who Could Have Used Life Insurance

Horror Movie Characters Who Could Have Used Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves! 1. Jack Torrance – The ShiningIn Stanley Kubrick’s The Shining, Jack Torrance takes a job as […]
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Term Life Insurance – Trusted Quote

What is term life insurance? How do I know if it’s right for me and my family? Our video explains how … Term life insurance is a type of life insurance policy that provides coverage for a specified period of time, typically between 10 and 30 years. It is designed to provide financial protection for […]
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