FactorLeasingFinancingOwnershipYou don’t own the vehicle (unless you buy it at lease-end)You own the car once the loan is paid offMonthly paymentsLower, because you pay only for depreciationHigher, because you pay for full valueDown paymentUsually smallerOften larger (5–20%)Kilometre limitsYes (exceeding costs extra)No restrictionsWear and tearMust meet strict lease return standardsYour responsibility but no penaltyEnd of termReturn […]