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10 pay whole life insurance may not always be the best options for building cash value

Is 10 Pay Whole Life Insurance Any Good? • The Insurance Pro Blog

Podcast: Play in new window | Download Key Things to Know 10 Pay Whole Life Insurance is a policy that guarantees a death benefit after 10 years of premium payments, making it a cost-effective option for those prioritizing a guaranteed death benefit. While it offers a lower total cost for a guaranteed death benefit compared […]
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ederal regulators are moving to classify earned wage access programs as consumer loans, signaling a major shift for this rapidly growing employee benefit. The Consumer Financial Protection Bureau's proposed rule could reshape how companies like Walmart, Bath & Body Works and McDonald's offer early access to earned wages.

New Rules Could Transform Instant Pay Benefits

Federal regulators are moving to classify earned wage access programs as consumer loans, signaling a major shift for this rapidly growing employee benefit. The Consumer Financial Protection Bureau’s proposed rule could reshape how companies like Walmart, Bath & Body Works and McDonald’s offer early access to earned wages. The Numbers Tell the Story More than […]
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Pay Raises Expected to Slow in 2025 as Labor Market Cools

Pay Raises Expected to Slow in 2025 as Labor Market Cools

As the white-hot labor market of the past few years shows signs of cooling down, pay raises for U.S. workers in 2025 are projected to be slower than recent trends. Still, most employers will give salary bumps above the 3% threshold that has become the norm in the pre-pandemic economy. Latest Forecasts Slightly Lower Than […]
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Why It Can Pay to Have Uninsured Motorist Insurance

Why It Can Pay to Have Uninsured Motorist Insurance

Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses. For example, if you rear-end another car, your liability coverage […]
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Everything Employers Need to Know About Overtime Pay Rule Changes

Everything Employers Need to Know About Overtime Pay Rule Changes

The U.S. Department of Labor (DOL) recently implemented the first phase of a two-step update to overtime pay regulations under the Fair Labor Standards Act (FLSA) that will substantially impact American workplaces. As of July 1, 2024, the standard salary threshold for white-collar overtime exemptions rose from $35,568 per year to $43,888 per year, or […]
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