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Does a Hit and Run Increase Your Insurance Premium?

Does a Hit and Run Increase Your Insurance Premium?

Few things feel more frustrating than discovering damage to your vehicle and realizing the driver responsible is long gone. Hit-and-run incidents can happen anywhere. Parking lots, driveways, side streets, or during an unexpected bump at a stoplight. And the question most drivers want answered is whether their insurance premium will increase after something like this […]
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Why Your Premium Changes After Moving to a New Postal Code

Why Your Premium Changes After Moving to a New Postal Code

The Connection Between Where You Live and What You Pay One of the most common surprises for policyholders is discovering that their insurance premium changes after moving, even if their driving habits or lifestyle stay the same. The reality is that insurance companies calculate risk in part based on where you live. A change in […]
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Why Your Insurance Premium Might Rise - Even If You're a Safe Driver

Why Your Insurance Premium Might Rise – Even If You’re a Safe Driver

You’ve been a careful driver for years—no accidents, no tickets, yet you still notice an increase in your auto insurance premium. It can be confusing and frustrating, but there are many reasons why your insurance rate might rise, even when you’re accident-free. Let’s explore some of these factors to give you a better understanding of […]
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