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What is Dividend Paying Whole Life Insurance? • The Insurance Pro Blog

What is Dividend Paying Whole Life Insurance? • The Insurance Pro Blog

As its name implies, dividend paying whole life insurance is a form of whole life insurance that earns a dividend.  The official insurance term used to identify a dividend paying whole life policy is “participating” because the policy participates in the divisible surplus (i.e. profits) of the insurance company. The alternative to a dividend paying […]
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Why Paid-Up Additions Matter • The Insurance Pro Blog

Why Paid-Up Additions Matter • The Insurance Pro Blog

Podcast: Play in new window | Download If I had to pick one, and only one, additional feature of whole life insurance, it is hands down the paid-up additions feature.  Even if I lose the ability to blend death benefit, if I still have the PUA feature, I’m in a position to augment policy value.  […]
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The Power of Closed-End Funds with Steve Selengut • The Insurance Pro Blog

The Power of Closed-End Funds with Steve Selengut • The Insurance Pro Blog

Podcast: Play in new window | Download In a recent episode of The Insurance Pro Blog Podcast, we explored an often-overlooked investment vehicle that could potentially revolutionize retirement income strategies: closed-end funds. My special guest, Steve Selengut, shared his expertise on how these funds can be used to create additional retirement income streams. Let’s dive […]
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2023 Whole Life Insurance Company Yield Trend

2023 Whole Life Company Asset Yield Trend • The Insurance Pro Blog

Podcast: Play in new window | Download A number of years ago, we stopped regularly updating various analyses we performed on the insurance industry. This, of course, brought on questions. What motivated our decision to end this practice? Was there some objective we sought to accomplish by ignoring it? Perhaps the data was no longer […]
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