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Closing the Cottage: Fall Insurance Tips for Seasonal Properties

Closing the Cottage: Fall Insurance Tips for Seasonal Properties

As summer fades and the crisp air of fall rolls in, many cottage owners across Ontario start preparing to close up their seasonal properties for the year. While it’s always bittersweet to say goodbye to the lake, taking the right precautions before you leave can save you from expensive surprises come spring. Beyond the usual […]
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Insurance Challenges Facing Coastal Commercial Properties

Insurance Challenges Facing Coastal Commercial Properties

Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real estate in the United States, primarily due to their economic benefits. Nevertheless, coastal environments also pose a range of unique risks, including natural disasters (e.g., hurricanes and floods), environmental […]
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Environmental Liabilities at Agriculture and Farming Properties: Farmer is working on farm with dairy cows

Environmental Liabilities at Agriculture and Farming Properties

The most common environmental and regulatory exposures encountered at agriculture and farming properties include the following: Improper storage of pesticides and fertilizers, which may lead to surface water, soil or groundwater pollution. Normal and routine application of pesticides and fertilizers to fields over several years, which may impair storm water runoff and shallow groundwater. Underground […]
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