Rates | Insurance news

Why Are Home Insurance Rates Rising?

October 14, 2025
Agent7

Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise. Although the cost of insurance may fluctuate for various reasons each year, the following are some factors currently influencing home insurance policies across the […]

How Your Credit Score, Driving Record, and Home Security Affect Insurance Rates (Part 1 of 2)

August 24, 2025
Agent7

When it comes to home and auto insurance, many people focus on the obvious factors: the size of their home, the age of their car, or the amount of coverage they choose. While those elements matter, insurers also consider less obvious personal factors that can significantly affect your premiums. Among the most influential are your […]

Practical Steps to Improve Your Credit, Driving, and Home Security for Lower Insurance Rates (Part 2 of 2)

August 21, 2025
Agent7

In Part 1 of our series, we explored how your credit score, driving record, and home security impact your home and auto insurance rates. Now, let’s focus on what you can do to take control of these factors and potentially lower your premiums. Boosting Your Credit ScoreYour credit score reflects your financial habits and helps insurers […]

Why Your Insurance Premium Might Rise - Even If You're a Safe Driver

Why Insurance Rates Rise for Safe Drivers

May 27, 2025
Agent7

You’ve been a careful driver for years—no accidents, no tickets, yet you still notice an increase in your auto insurance premium. It can be confusing and frustrating, but there are many reasons why your insurance rate might rise, even when you’re accident-free. Let’s explore some of these factors to give you a better understanding of […]

In Workers' Compensation, the reality is that the E-Mod score determines the majority of the annual premium, rather than the non-disputable rates assigned by the NCCI for each class code. Which is to the benefit of savvy companies that understand how the EMOD score works and know how to control it.

Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged

April 30, 2025
Agent7

Misprint? Typo? No. In most purchasing scenarios across America, a favorable rate typically means a favorable price. Consider these everyday examples: A 3.5% interest rate on a mortgage results in lower payments compared to a 4.5% rate. Lower rates on general liability, auto, or home insurance equate to lower annual premiums. Businesses pay less for […]

Ways to Lower Your EV Insurance Rates & Save More

August 2, 2024
Agent7

Owning an electric vehicle (EV) comes with numerous benefits, including lower fuel costs and a reduced environmental footprint. However, EV insurance can sometimes be more expensive than traditional car insurance due to the higher cost of repairs and specialized parts. Fortunately, there are several strategies you can use to lower your EV insurance rates. Here are […]

Tesla Theft Rates and Why Their Advanced Security Features Keep Them Safe

June 8, 2024
Agent7

Electric vehicles (EVs) have revolutionized the automotive industry, and Tesla is at the forefront of this change. With sleek designs, cutting-edge technology, and impressive performance, Teslas are becoming more popular in Ontario. However, like any valuable vehicle, the question of theft looms large. How often are Teslas stolen, and what makes them so uniquely difficult […]

Why Are Home Insurance Rates Rising?

How Your Credit Score, Driving Record, and Home Security Affect Insurance Rates (Part 1 of 2)

Practical Steps to Improve Your Credit, Driving, and Home Security for Lower Insurance Rates (Part 2 of 2)

Why Insurance Rates Rise for Safe Drivers

Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged

Ways to Lower Your EV Insurance Rates & Save More

Tesla Theft Rates and Why Their Advanced Security Features Keep Them Safe

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