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In Workers' Compensation, the reality is that the E-Mod score determines the majority of the annual premium, rather than the non-disputable rates assigned by the NCCI for each class code. Which is to the benefit of savvy companies that understand how the EMOD score works and know how to control it.

Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged

Misprint? Typo? No. In most purchasing scenarios across America, a favorable rate typically means a favorable price. Consider these everyday examples: A 3.5% interest rate on a mortgage results in lower payments compared to a 4.5% rate. Lower rates on general liability, auto, or home insurance equate to lower annual premiums. Businesses pay less for […]
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Ways to Lower Your EV Insurance Rates & Save More

Ways to Lower Your EV Insurance Rates & Save More

Owning an electric vehicle (EV) comes with numerous benefits, including lower fuel costs and a reduced environmental footprint. However, EV insurance can sometimes be more expensive than traditional car insurance due to the higher cost of repairs and specialized parts. Fortunately, there are several strategies you can use to lower your EV insurance rates. Here are […]
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Tesla Theft Rates and Why Their Advanced Security Features Keep Them Safe

Tesla Theft Rates and Why Their Advanced Security Features Keep Them Safe

Electric vehicles (EVs) have revolutionized the automotive industry, and Tesla is at the forefront of this change. With sleek designs, cutting-edge technology, and impressive performance, Teslas are becoming more popular in Ontario. However, like any valuable vehicle, the question of theft looms large.  How often are Teslas stolen, and what makes them so uniquely difficult […]
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