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The Case for Guaranteed Retirement Income • The Insurance Pro Blog

LIRP-Smart Strategy or Sales Pitch? • The Insurance Pro Blog

Product Selection Whole Life vs. IUL vs. VUL The three product types most commonly used in a LIRP strategy each carry a distinct risk and return profile. The decision should come down to the risk tolerance of the individual — though in practice, it often comes down to which product the agent prefers to sell. […]
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Balancing Benefits Costs with Talent Strategy in 2025

Balancing Benefits Costs with Talent Strategy in 2025

In today’s competitive labor market, benefits managers are walking a tightrope: controlling rising costs while delivering packages that attract and retain top talent. According to SHRM’s 2025 Employee Benefits Survey, this balancing act is now one of the most pressing challenges facing HR leaders. Health care remains the cornerstone, with 88% of employers rating it […]
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