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Understanding the Tax Advantages of Offering Group Benefits

Understanding the Tax Advantages of Offering Group Benefits

For Canadian employers, offering group benefits isn’t just about supporting your employees—it’s also a smart, tax-efficient way to invest in your business. Group benefits, like health, dental, life insurance, and retirement savings plans, can help attract and retain top talent while providing financial advantages for both you and your team. Let’s dive into the tax […]
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Understanding Bill C-64: Canada's Pharmacare Act

Understanding Bill C-64: Canada’s Pharmacare Act and Its Impact on Group Benefits

In October 2024, the Canadian government passed Bill C-64, also known as the Pharmacare Act, marking a significant shift in how essential medications are accessed and funded in Canada. Designed to improve affordability and accessibility, this legislation introduces a publicly funded pharmacare plan starting with universal coverage for diabetes medications and contraceptives. While the act brings […]
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Everything you need to understand about whole life insurance dividend options

Understanding Whole Life Insurance Dividend Options

Key Things to Know Whole life insurance dividend options provide policyholders with flexibility and versatility. The four original options are: receiving dividends in cash, using dividends to reduce or pay premiums, purchasing paid-up additions, and accumulating dividends at interest. Each option has its own tax implications and considerations, such as potential taxable income, impact on […]
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Duliban Insurance Brokers

Understanding The Right Coverage For Your Property

Across the Ontario landscape, the line between home and farmstead can sometimes blur, giving rise to unique living experiences and, consequently, unique insurance needs. At Duliban Insurance Brokers, we understand that a one-size-fits-all approach doesn’t apply when your home extends beyond its four walls into the realm of hobby farming. Here, we’ll delve into the […]
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    Garuda Investment and Trading LLC 8833 Monterey Hwy Suite J #200 Gilroy Ca 95030
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