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As the final quarter of 2025 begins, several developments in benefits administration are reshaping how employers manage compliance, coverage, and communications. From rebate distribution rules to state-level legislation, benefits managers should take note of key updates that may affect plan operations and documentation heading into year-end.

Benefits Administration Update: MLR Rebates, Texas SB 1332, and Year-End Priorities

As the final quarter of 2025 begins, several developments in benefits administration are reshaping how employers manage compliance, coverage, and communications. From rebate distribution rules to state-level legislation, benefits managers should take note of key updates that may affect plan operations and documentation heading into year-end. Medical Loss Ratio (MLR) Rebates Released Health insurance carriers […]
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As Q4 begins, benefits managers face a trio of compliance developments with implications for plan design, documentation, and year-end filings. Two are federal in scope, while one local ordinance continues to affect employers nationwide.

Compliance Update: Gag Clause Attestations, Contraceptive Coverage Ruling, and SF Ordinance Impacts

As Q4 begins, benefits managers face a trio of compliance developments with implications for plan design, documentation, and year-end filings. Two are federal in scope, while one local ordinance continues to affect employers nationwide. Gag Clause Prohibition Attestations Due by December 31 Under the Consolidated Appropriations Act (CAA), employer-sponsored group health plans must submit an […]
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Is It Time to Update Your Business Policy? Let's Find Out

Update Your Business Policy? – Duliban Insurance

Running a business is an ever-evolving journey, and with each step forward, your insurance needs may change. As your company grows, adapts to new markets, or shifts its operations, ensuring that your business insurance policy keeps pace is crucial. Failing to update your coverage could leave you vulnerable to risks that weren’t there when you […]
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2026 Employer Mandate Update | INSURICA

2026 Employer Mandate Update | INSURICA

In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle. For plan years beginning in 2026, […]
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10 Life Changes That Should Prompt a Life Insurance Update

10 Life Changes That Should Prompt a Life Insurance Update

Life is full of milestones, and with each major change, your financial responsibilities and protection needs evolve. Whether you’re starting a family, buying a home, or launching a business, these shifts can significantly impact your life insurance needs. If you haven’t reviewed your policy in a while, now might be the perfect time to check […]
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Is It Time to Update Your Business Policy? Let's Find Out

Is It Time to Update Your Business Policy? Let’s Find Out

Running a business is an ever-evolving journey, and with each step forward, your insurance needs may change. As your company grows, adapts to new markets, or shifts its operations, ensuring that your business insurance policy keeps pace is crucial. Failing to update your coverage could leave you vulnerable to risks that weren’t there when you […]
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