January often arrives with a mix of ambition and realism for small business owners. The rush of the previous year has slowed, the calendar feels open again, and there is space to think beyond day-to-day operations. This pause creates an opportunity to look at your business not just as it is, but as you want […]
As organizations plan for 2026, many are taking a closer look at how their employee benefits are structured. Rising healthcare costs, evolving employee expectations, and a stronger focus on wellness are pushing employers to rethink traditional benefit models. In this landscape, Healthcare Spending Accounts, often referred to as HSAs, are gaining renewed attention. HSAs are no […]
Many people stay with the same insurance provider year after year without giving it much thought. Insurance can feel like something you set up once and forget about, until renewal time rolls around or a rate change appears. But the start of a new year is often a natural moment to pause and ask an […]
As 2025 draws to a close, employers and benefits professionals face a shifting regulatory landscape that will shape health and welfare programs in 2026 and beyond. This year’s developments underscore the government’s dual priorities: expanding access, modernizing benefit delivery, and balancing compliance with practical flexibility. Below is a roundup of the most significant regulatory highlights. […]
The stretch between Christmas and New Year’s is often one of the few times in the year when things slow down. Work calendars are lighter, routines are looser, and many people naturally start thinking about what the year ahead might look like. Whether those plans involve moving, renovating, changing jobs, upgrading a vehicle, or growing […]
The holiday season inspires generosity. Many Canadians choose December as the time to give back to causes they care about, whether through financial donations, volunteer work or gifting items to local charities. While most people give simply because it feels good, there can also be meaningful financial benefits that support your long term planning. Charitable giving […]
The start of a new year is the perfect time to reflect on your goals and resolutions, and it’s also an ideal opportunity to assess your insurance policies. Just as we set personal goals for health and finance, our insurance needs evolve with our lives, making it crucial to ensure we have the right coverage […]
Because of age or incapacitation due to illness or injury, patients in health care settings often need help performing normal daily tasks like sitting up or walking. Helping patients with these tasks requires significant physical demands, putting employees in danger of musculoskeletal disorders (MSDs). MSDs—such as muscle strains, lower back injuries, rotator cuff injuries and […]